Though grossly under-rated, hair accessories might be one of the best ways to spice up an outfit and add a special flair. Cheaper than a hot pair of shoes and more practical than a bunch of bangles, headbands and hairpins do double duty: they accessorize and pull that hair out of your face.

You’ve seen the commercials (and most likely remember them because they used to discuss “the big O”), but have you actually perused Overstock.com? The site might be overwhelming to some, but that is because it is chock full of awesome deals on clothes, shoes and accessories (in addition to home goods, decor and linens). Overstock.com brings you items that are marked down by up to 80% (!!) and they ship fast and cheap.

It’s no secret that you can easily find stylish looks for under $20 all over the place. From Forever 21 to Wet Seal, us gals know where to go for the deals. Occasionally, though, my quest for cuteness leads me to a website I’ve never heard of that has some great finds, like this one: Heavenly Couture. Nothing on this site is over $17.95. Nothing!

Hard to believe that in only 2 days we’ll be ringing in the new year and it’ll have been a decade since all that Y2K mumbo jumbo. I know; that whole “only 2 days” thing freaked me out, too. Not because I’m not ready for 2010, but because I’m not ready for NYE.

So if you’re like me, part of the fun of being a girl is getting all beautified and purtied up. I mean, beyond the fun that is playing with makeup, what’s the point of putting together a cute outfit if your skin looks dry, your hair looks flat and you smell like a thrift store?

So Hanukkah begins on Friday and Christmas is 17 days away, which means it’s time for holiday parties, dinners, and gatherings of family and friends. And that means you’ll need some super cute looks to show off.

I’ll be honest: I always thought Alloy was for the 12-17 age group, but then I started flipping through their merchandise and realized that they have a ton of cute stuff for us more sophisticated ladies. I mean, how could you not love this dress!?

If I know one thing it’s that girls who only shop at Victoria’s Secret for the bras/panties/sexy lingerie are really missing out. That Vicki has a lot more to offer than lacy underthings that make your boobs look huge; Victoria’s Secret is also an awesome place to stock up on clothes, shoes and beauty products. They even have jeans that give your butt some lift!

It’s really no secret that Payless carries a bevy of cute, stylish and affordable shoes these days, especially with designers like Lela Rose, Alice + Olivia and Christian Siriano designing for them. But did you know they also carry a slew of frugalista-friendly accessories

God, what did we ever do without the internet? Besides the amazingness that comes from sites like this, there’s online shopping. And it rules! You can get all your favorite things without leaving the house and online stores can charge less for all of it since they don’t have to spend all that extra money on actual storefronts. That means lots of fabulosity without spending lots of money.