It’s easy to throw down your MasterCard and forget about how much your text books cost for the semester; it’s just as simple to open a tab at Happy Hour and let the Bud Light flow. We all eventually realize, however, that college flies by in the blink of an eye, and before you know it, you’ll be on your own.
With the economy in peril, now is an especially good time to start keeping an eye on your credit score so you don’t find yourself denied when you try to open new bank accounts, get a new apartment, condo, or house, or reward yourself for landing your dream job by buying your first brand new car. Maintaining a good credit score doesn’t have to be harder than next Tuesday’s cumulative Calc exam, though– here are five simple steps to stay on top of your financial game. Read More »
I’m not gonna lie: I was drunk when I watched Project Runway last night. It’s not my fault; there was a two-for-one special at Happy Hour and I can never turn down a two-for-one. That being said, I think I need to be drunk every Wednesday night because, 1) pizza tastes so much better after some vodka/soda, and 2) I actually enjoyed last night’s episode.
The challenge this week was to design an outfit for Diane Von Furstenberg’s fall collection. HOLY SH*T! OMFG. WTF?! ROFL!! (Sorry…that last one doesn’t fit, but I just got carried away.)
DVF is a fashion icon. She’s huge! I would sell my first born child to wear one of her dresses. And everyone was super excited to get to work with her, especially Kenley who has never designed for someone that big before. Except, of course, K-Mart and Wal-Mart. In fact, she was so excited she cried. Three times.
Too bad that enthusiasm didn’t translate into her boring dress that I could totally make (and I’ve never even touched a sewing machine). Oh, and Kenley, let’s not tell Ms. Diane Von Furstenberg what is missing from her collection, K? Don’t forget: you have K-Mart on your resume. The end. Read More »
Picture this: You’re thirty-five, and still paying for your Sophomore Spring Break to Cabo. It sounds crazy, but it’s a reality for many cash-strapped graduates who maxed out their cards during their college years. Most college students boast a wallet full of plastic, and will spend years paying off the balances.
College cards are often a necessity (ranking right up there with tequila shots and coffee) during your four years, unless you have a big fat trust fund or a wealthy eccentric uncle. A multitude of costly expenses fall outside your tuition bill. Some are necessary, like food, books and transportation, while others are luxuries, like clothes, alcohol, trips and concerts. Here are some tips to avoid the debt trap that so many students fall into.
Compare offers
Be as choosy with what you put in your wallet as you are about which boys you let sleep in your bed (Editor’s Note: When alcohol isn’t involved). There are tons of credit card offers out there – don’t just take the first one you stumble upon.
Do your research: check out the finance charge, annual fee, cash advance fees and late payment fees. The finance charge can be as high as 25 percent on the unpaid part of your bill, and the annual fee can suck up a hundred bucks each year. For cash advances, most cards charge a scary amount and high interest. Read the fine print, and look at what a late payment can do to your rate (hint: just one late payment increases your interest rate). Try sites like credit.com or bankrate.com) to compare cards and score the best deal.
Screw the free-t-shirt
Forget the free-t-shirt/ water bottle/ random-crappy-thing-that-you’ll-never-use-again. Don’t apply just to score free gear. With every application, an inquiry is made into your credit history. This can pull down your credit quicker than a drunken frat guy drops his pants (or yours). Push through the crowd of over-eager credit card pushers – its okay to say no. Read More »
Your parents might suggest that you put the money towards your education (tuition, books, food) or savings, but this is your money to blow on whatever you want!
You want to go to Paris for a night? Go to Paris! Thinking about getting a lower back tattoo? Go for it!
Below are 9 Things Your Parents Would Get Pissed About If You Spent $500 On. College Candy wants to know what should be #1 on the list. Leave your suggestion in the comment section below. The person that submits the best idea will receive a $500 AMEX gift card courtesy on TuitionBids.com – all submissions must be received by Friday, May 2nd at 12PM. Read More »
As if we all needed yet another reason why Beyonce is obnoxious, watch one minute and two seconds worth of self-indulgent crap.
The ad wizards for American Express could have easily gone with a cute and fun idea like they did with Ellen’s version, but their new commercial featuring the ex Destiny’s Child star is gag worthy.
Now, let’s all throw one big, giant pity party for our girl B, cause, you know…flying to Madrid on a private jet to do a dance rehearsal, breaking a pump, wearing a designer gown that costs a bajillion dollars, these are all really unfortunate things that we can all relate to.
Good thing you have that laptop and tons of money in your American Express account, or else you wouldn’t have been able to buy a boomerang! Phew!
I’m not gonna lie: I was drunk when I watched 
Picture this: You’re thirty-five, and still paying for your Sophomore Spring Break to 
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