Web Spy: PayDivvy

When I’m surfing the web for cool and interesting sites to write about for this column, every so often I’ll come across a site so brilliant, it makes me exclaim out loud, “Yes! I need this!”

PayDivvy is one of those sites.

The founder of PayDivvy grew weary of his roommates constantly owing him money, so he came up with the website as a solution. PayDivvy allows you to manage, pay and split all your bills. It works with all your personal bills (like your credit card or student loan payment) as well as group bills (like utilities split between roommates). Read More »


Coupled. And Cohabitating

I don’t know about every other college out there, but here at UT it’s time for people to start planning their living arrangements for the fall. Some people greet this time with the panic of trying to find a decent place to live that isn’t a ga-billion dollars, while others are excited for their first apartment with their best friends (no matter how much it costs). However, for those who’ve been in a relationship for quite a while, this time might be a time to take a big step forward and ask “what if I just lived with my boyfriend?”

As most of you know, this is the route I took. I went from dorm rooms my freshman and sophomore years to living with Matt now in my junior year. It’s been quite a trip and I definitely have some things to share about living with your significant other. Before you take the plunge, it’s good to know what you’re getting yourself into. Allow me to help.

First of all, let me say that I absolutely love living with Matt. I love waking up next to him, even if he has stinky morning breath. (I’ll admit, my morning breath is actually in all likelihood worse than his). That being said, let’s walk through the ups and the downs of cohabitation: Read More »


Money Matters: Smart Splurges in Celebration of Your Tax Refund

iphone.jpgOverall, this is sad, but in a couple of weeks I’ll be getting nearly a G in tax returns.  Yeah, that’s a crapload of money.  But when I look back at all the hours I worked in 2008, it also makes me realize… I made jack sh*t.  Still, this hefty lump sum couldn’t come at a better time for me, as I’m watching my credit card debt grow, next month’s rent is looming on the horizon, and summer (aka a full-time waitressing gig) can’t come quick enough.

In reality, I’d love to take my refund check and spend it in one go at the mall, especially since warm weather means I have to chuck my so-worn-they-belong-in-the-What-Not-to-Wear-dumpster sweater boots, and I don’t have ANY cute flip flops to wear in their place.  But, since I’ve been struggling all winter, I am going to use this money wisely.  And by use “wisely,” I don’t necessarily mean put it back into the bank.  We all deserve to splurge every now and then, and here are some of the best guilty pleasures your tax refund can buy.

1.  Upgrade your phone.

Am I the only campus coed who has never known the joys of an iPhone or Blackberry?  I recently lost my cell in a drunken stupor, and, though I had been waiting for the summer to upgrade, I figured it’s now or never.  Best buy of my life.  I got a refurbished 16-gig iPhone for under $250.  And it’s not just a phone– I can check the weather without getting out of bed or waiting for Weather.com to load on my slow-ass computer, I can check my email for last minute class cancellations while on my way to a lecture, and once I figure out these apps, I’m pretty sure I can load a calorie counter onto my phone to use in the dining hall.  How did I live without this baby? Read More »


I’m Torn: Smart Phones

rim-blackberry-bold-smartphone

[Life isn’t black and white. As much as we wish we simply loved or hated things, there is often that whole annoying gray area in the middle. Like, we love how hot stilettos look, but hate the blisters the next morning. Or how we love sweatpants, but hate how fat we get when we wear em. Damn you, gray area; you make decision-making that much more complicated!]

The world is a changin’ my friends, and I so don’t want to be left behind. That’s kind of how I feel with the whole Blackberry/iPhone phenomenon. Here I am with my little, dinky LG Chocolate. I used to think my phone was so cool- – I mean, it’s frickin red and can play music — but now I’m not so sure.

Should I upgrade? Help, I’m torn!

Love it:

I want to be one of the cool kids typing away on my Blackberry during class. Even though I’m basically glued to my laptop, I can’t keep it with me 24/7. Damn thing doesn’t fit in my back pocket. If I had a PDA, I’d have access to my email all the time. Even more, I’d have Google for looking up info and phone numbers, a map so I don’t have to stop at shady gas stations and ask for directions, and other super cool shiz that I can’t get on my Chocolate. Plus, the people at Apple have come up with some pretty sweet apps. I totally want to have a personal trainer on my cellphone. I’m pretty sure they have an app for everything… at least that’s what the commercials tell me! Read More »


Miss Manners: House Guest Cheat Sheet

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[I’ll be the first to admit that I’m not the epitome of prim and proper- heck, who really is nowadays? But looking around at the misguided youths of today *ahem drinking buddies*, I’m starting to think that Miss Manners might have been onto something.

While you may never need to know how to greet a duke or how to tell which fork is REALLY the oyster fork, knowing how to deal with people whom owe you money, how much to tip, and how to address the ever annoying licorice-in-teeth conundrum without being rude might actually come in handy in the real world. I'm not trying to be your mother - oh goodness, no - I'm just here to help you out of those little etiquette dilemmas. So here goes: a quick lesson in etiquette. The sh*t you might actually need to know.]

I love sleepovers. They are always so reminiscent of fifth grade slumber parties when, for one whole night, you and your BFF would stay up eating sundaes and talking about your favorite N*Sync member (<3 Lance).

Anyway, I still love sleepovers. Only now there are no sundaes (because we all know what happens when we scarf down a pound of ice cream at midnight), my beloved Lance is gay (in hindsight, I probably should have seen that coming), and the friend sleeping over part usually lasts waayyyy longer than just one night. Sometimes, the friend stays for weeks and instead of it being the super fun party you remembered, it kind of… sucks. I can’t complain though, I’ve done it myself – once I spent the entire summer at a friend’s while my house was being remodeled. So given the response to my last cheat sheet, I’ve decided to make another one: Miss Manner’s guide to being a good house guest… Read More »


5 Signs You’re Entering Adulthood (Eek!)

baby.jpgBecause my college career will be drawing to a close soon, my mind is winding its way towards that point in my life when I will no longer be a carefree college student. I will be a— what do they call it again? A grown-up?

In that same frame of mind, I’ve been looking at my so-called grown-up friends to see how their lives are different from my own, searching for things that would tell me when I’ve become one of them, or if maybe -gasp- I’m already there. Here is what I came up with.

5 Signs that you are now entering Adultsville:

1. Bills. Gone are the days of blissful ignorance as to how the lights stayed on at home or the hot water kept running. Now those infuriating little statements just keep slipping through the mail slot. Phone bill, gas bill, waterworks, eating away at your paycheck- your new pair of shoes! It was a lot more fun when you had an allowance.

2. Your parents are asking you to drive them places. You thought it was your ticket to freedom when you got your license, huh? Wink, wink. Mom and Dad were just waiting for the day when they wouldn’t have to take you anywhere and you could start chauffeuring them around. Now it’s, “Honey, can you take me to the doctor’s on Monday?” and, “Oh, could you stop by the grocery store after work and pick some things up for me?” Don’t forget doing someone else’s errands: “Your sister’s done with soccer practice at 6.” Some kind of freedom. Read More »


5 Tips for the Cheap…er…I Mean, the Economically Savvy

money_stack_lr.jpgI am a major-league cheapskate, so I have always liked to stretch my dollars like they’re Gumby figurines. Now that the economy is sinking like an anchor, I have collected a few more tips to stretch them even further. And I’m happy to share.

1. Reuse plastic bags.

Does this seem like a no-brainer? I hope not, because for the longest time it just didn’t occur to me. You can reuse plastic grocery bags to carry your lunch (or various other sundries). You can also reuse plastic Ziploc bags—unless I’ve filled them with raw meat, I just rinse the bags with soapy water, run clean water over them, and let them dry. Ta-da! Ready to be used again.

2. Shop thrift.

You guys probably do this anyway, but try doing it exclusively for a month, just to see what happens. For clothes, shoes, and accessories only, pick up everything you need or want at thrift stores, secondhand shops, or consignment stores. You’d be amazed at some of the great stuff you can find. Last month I picked up a brand-new French Connection dress at a thrift shop for six bucks, no joke. Read More »


“You Owe Me Like $1000″ FOL 3 Recap: Episode 6

ar560×560resize.jpgMyammee starts us off where we left off by “stepping it up.” Stepping it up always involves some level of naked. She puts on a bikini and knocks on Flav’s door – but Flav needs to drop a deuce and “set up” for her before letting her into his room. No, for serious.

And setting up means lysoling the room afterward because Myammee tells Flav how good his room smells upon entering. His hair was 8 feet tall when he answered the door and then under a rag after lysoling every inch of his room – did he really poo and do his hair all in that time?

Bunz is on the phone and she’s $100 short for her monthly bills and who’s on the phone with her? She tells Hotlanta about her money woes and I can’t hear any of their conversation because Bunz is smoking the longest cigarette ever.

Now, I can’t quite tell when this goes down – my guess is the next day – but Rayna calls the house. Seezinz answers to hear Rayna all “tell Flav to watch his grill” and “I’m mad at all of them.” Uh – move on? Get a job? Read More »


Should you Move In Together?

24649520.jpgAs far as relationship milestones go, moving in together is right up there with getting engaged and having a child. It may not seem like such a huge deal initially, but it’s really one of the bigger make or break moments in a relationship.

Deciding to live with your significant other is essentially committing to a practice marriage; you will find out how often he wears the same pair of smelly socks, that he has a difficult time digesting Mexican food and calls his mom twice a day. This doesn’t mean there is something fundamentally wrong with him, you will just finally get to see all the not so shiny things about him–things that ultimately shouldn’t matter if you are in love.

After all, he’s going to know how scary you look in the morning, hear you fart, and discover that, indeed, you sometimes poop.

Being that its such a huge step, it goes without saying that moving in together is not something to be taken lightly. Here are some things to consider before taking the proverbial plunge. Read More »