Looks like Balloon-boy’s family wants to be famous.

Madonna’s making enemies.

Did Nicole Richie tie the knot??

Let’s talk about credit card debt.

Spotted: Posh Spice on Gossip Girl!

This must be the son of Superman.

Let’s be honest for a moment here: as college females, we aren’t so good at managing our money. Sure, we’d like to be…until we walk past Anthropologie and have to have every dress in the window and those adorable throw pillows for our bedrooms.

The truth is, money management and financial mumbo jumbo is boring and spending all that hard earned money is fun! Who wants boring when we can have this?

But it doesn’t have to be that way, which I learned after reading So Many Shoes, So Little Money: A Girl’s Guide to Finance. Lisa Serwin, a girly girl to her core, breaks all that budget business down in a way that is easy to understand and, even more importantly, easy to incorporate (realistically!) into the college girl’s life. Serwin doesn’t tell us to eat ramen and wear our leftovers from middle school; she explains how to save and how to spend in a way that won’t send us back to our childhood bedrooms when the money (inevitably) runs out.

Naturally, I needed her to set my budget to talk to her. And I did! Here is a bit about my new financial hero and a lot of useful information that all of us can benefit from!

5 Questions We Ask Everyone:

1. What’s your most hysterical/ridiculous college memory?
That’s fit for print? I accidentally locked myself in a second floor bathroom during a fraternity party.  The door handle broke off, and no one heard my pounding. (The one and only time in history there wasn’t a line for a ladies room!) I climbed out the bathroom window onto the roof – high heels and all, shimmied down a tree, and walked back in through the front door. However, apparently everyone had been watching my descent through the window.  When I walked back in I was greeted with cat calls and applause.

2. What are the five things you can’t live without?
In no particular order:
Great shoes
Chocolate
My family and friends
Books
A good night’s sleep (otherwise I’m really cranky) Read More »

This month, Cosmo released its annual “Sexy” issue. In it, they provide various, previously printed tips for seducing your man, or just feeling hot in general (apparently, paying my bills in the nude will make it “less painful.” Uh, I probably would have named something else as number 32 on the list of 50 Things to Do Naked, but that’s just me).

Additionally, Cosmo provides alternate ways to phrase creepy questions about a date’s credit card debt (pg 120), a single girl’s guide to using a camera’s self timer (apparently single girls don’t have friends to take their profile pics for them) and the hottest new accessory fashion house: Oriental Trading. Uh, the economy’s bad but do we have to resort to gummy bracelets?!

On the bright side, Cosmo’s Sexy issue did not disappoint in some arenas (he-llo naughty card game on page 136!): Katie Lee Joel’s recipe for a Mediterranean picnic made me question my aversion to olives, the Cosmo staff confessions had me LOL-ing in a very quiet section of the library, and the “Lose 5lbs in 7 Days” tips may have saved my life in preparation for pre-finals pool parties. And yet, Cosmo just wouldn’t be Cosmo without their well-intended but somewhat whack advice.

This month? The 6 sex lessons us lady folk can learn from the boys… Read More »

Obama’s not down with the tea parties.

Jessica Alba’s butt is a gift.

OMG. This is someone’s MOTHER?!

Octo-mom’s a liar. And a reality TV whore.

Wanna be on Project Runway?!

Stop with the credit card debt, people.

Picture this: You’re thirty-five, and still paying for your Sophomore Spring Break to Cabo. It sounds crazy, but it’s a reality for many cash-strapped graduates who maxed out their cards during their college years. Most college students boast a wallet full of plastic, and will spend years paying off the balances.

College cards are often a necessity (ranking right up there with tequila shots and coffee) during your four years, unless you have a big fat trust fund or a wealthy eccentric uncle. A multitude of costly expenses fall outside your tuition bill. Some are necessary, like food, books and transportation, while others are luxuries, like clothes, alcohol, trips and concerts. Here are some tips to avoid the debt trap that so many students fall into.

Compare offers

Be as choosy with what you put in your wallet as you are about which boys you let sleep in your bed (Editor’s Note: When alcohol isn’t involved). There are tons of credit card offers out there – don’t just take the first one you stumble upon.

Do your research: check out the finance charge, annual fee, cash advance fees and late payment fees. The finance charge can be as high as 25 percent on the unpaid part of your bill, and the annual fee can suck up a hundred bucks each year. For cash advances, most cards charge a scary amount and high interest. Read the fine print, and look at what a late payment can do to your rate (hint: just one late payment increases your interest rate). Try sites like credit.com or bankrate.com) to compare cards and score the best deal.

Screw the free-t-shirt

Forget the free-t-shirt/ water bottle/ random-crappy-thing-that-you’ll-never-use-again. Don’t apply just to score free gear. With every application, an inquiry is made into your credit history. This can pull down your credit quicker than a drunken frat guy drops his pants (or yours). Push through the crowd of over-eager credit card pushers – its okay to say no. Read More »