[There are over 100 million sites on the Internet. 100 million! You might think you know about all the important ones (CollegeCandy, Gmail, Google, Facebook…), but there are thousands of other sweet sites out there (like Foodily, Cramster and DropBox) and more showing up every day! We get it – it’s not easy or fun sifting through the crap and porn to find those gems, so we’re gonna bring the gems to you. Just sit back, kick up those feet and allow us to introduce you to the diamonds in the internet rough.]

Does this situation sound familiar to you? Your BFF asks you if want to go out to dinner with her, and you’re about to tell her yes, when you decide to check your bank statement quickly online before you answer — and discover you don’t have anywhere close to enough for a night out. You tell her thanks, but you have to skip it this time… then immediately start scanning job listings on Craigslist and rifling though your closet for things you can sell on Ebay to get some extra cash.

Even if you think you’re pretty careful with your spending, it’s easy to spend a lot more on infrequent and/or small purchases like that daily coffee, shopping the day you get your paycheck, or nights at the bar (even $1 pints can add up). If you don’t count every purchase and check your bank account on a regular basis, you’ll just end up in situations like the one described above over and over.

Mint makes keeping track of your finances easy, so you don’t find yourself selling back books you still need just so you can buy dinner. Mint pulls together all your financial information, including checking and savings accounts, credit cards, and loans, and organizes it for you all in one place. You can easily check your balance and so much more in just a few clicks.

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The best drugstore makeup of all time.

Awww. Justin Bieber is such a sweetheart.

Serena van der Woodsen no more?

Should you get a credit card in college?

Jay Z designs shoes, gets philanthropic.

Um, WTF is that?

CollegeNews.cm ranks the best credit cards for college kids.

So what’s the real story behind Miley’s tat?

Who wears that much makeup to work out?

So this is what happens when Tiger runs out of women….

Mmm. Chris Pine looks good in a suit.

What’s up with the spanking?

Miss mom/dad/Fido? Do not go home! I repeat: DO NOT GO HOME!

Got questions? Hit me up in the comments or shoot me an email at melanie@collegecandy.com

I hear college is the perfect time to get a credit card. Should I trade in my debit for credit?
NO. Okay, so maybe the prospect of a limitless spending spree “for emergencies only” is a good idea in theory, but it really isn’t that great. You gotta pay that shiz off sometime, and that “sometime” comes with a giant interest fee.

Hold onto your debit card so you can only spend what you got. If you decide the perks of a credit card (airline miles! woooo!) are too good to pass up, make sure you get the lowest limit card possible and PAY IT OFF every month. Don’t do any of that minimum BS – that will only get you in big-time trouble down the road. Are those new Citizens/front row tickets to another DMB show really worth ruining your credit score? I think not.

I’m homesick. What do I do?
I can’t tell you what to do, but I can tell you what not to do. And that is go home every weekend. DO NOT DO IT. This will only make you miss home more and won’t help you get adjusted to your new lifestyle at all. Keep in touch with your family and friends from back home, but try and branch out of your comfort zone. You went away to school for a reason – to become independent and to experience college life. Try and push yourself to stay on campus for a few weekends in a row and give mom and dad a call every couple days. To tell them how much fun you’re having. Cuz you will be. Read More »

Ahh summer time. The heat is blistering, the Natty Lite is chilled and the pool beckons. For those of us not taking summer classes, these three months are a glorious break from homework, studying and fluorescent lighting. Yes, the whole summer yawns out blue skies and cut-offs until late August and it’s hard to imagine ever going back to school.

Except, I do imagine it. I catch myself worrying about non-existent assignments and responsibilities that won’t resume until September. But even more, I constantly find myself spacing out at work, reminiscing about all the good stuff that comes along with college. Mostly the whole not-bored-at-work-9-to-5 thing.

And I miss it!

Meal Plans: While I’m lucky enough not to be taking classes this summer, I do have to work — which means I’m stuck in a college town all summer long without the benefit of visiting home, and therefore the benefit of home cookin’. My freshman year, I ate dining hall food. My sophomore year, my sorority dues included a meal plan. This summer, with my sorority house closed and the dining halls freshmen-infested, I’m armed only with my apartment’s kitchen and whatever the hell I find when I Google “easy, cheap, healthy recipes” and pudding. Do I enjoy learning to cook? Absolutely. Would I prefer a cook to prepare my meals? Uh, hell yes. Plus, there’s no clean up if you’re not the one using all the dishes… Read More »

You ever see those Visa Check Card commercials where they show a fantastic shopping plaza where everyone is happily swiping away *swipe swipe swipe* until that jerk comes along, coin pouch in hand, and holds up the whole line?

Yeah, that jerk is usually me.

I’ve always been a cash girl – it’s efficient, it’s solid, and it’s hard to let go of. I just think credit cards make it too easy (“That’ll be $563.94” *swipe* “Thank you have a nice day!”) and that’s entirely my point. You can swipe away bucket-loads of money without realizing it. Credit cards make it so simple, it’s like you can get whatever you want and you’re not even spending real money.

However, when it comes down to forking over a twenty dollar bill to some Starbucks chick for a cup of coffee, I’m much more hesitant to get the overpriced (albeit ridiculously addictive) Venti Caramel Frap. With cash, it’s either you have it or you don’t. With credit, you always have it (or so you think). Read More »

It’s your BFF. You’ve known her since you were five. And yeah, you just spent a whole paycheck on housing, but you still need her to hang out. But still, you’re both broke, college students. So who’s taking the brunt, financially? If you feel like you are controlling your spending, but still can’t figure out where your cash is going… I hate to say it, but it might be your friends. Read More »

It’s easy to throw down your MasterCard and forget about how much your text books cost for the semester; it’s just as simple to open a tab at Happy Hour and let the Bud Light flow.  We all eventually realize, however, that college flies by in the blink of an eye, and before you know it, you’ll be on your own.

With the economy in peril, now is an especially good time to start keeping an eye on your credit score so you don’t find yourself denied when you try to open new bank accounts, get a new apartment, condo, or house, or reward yourself for landing your dream job by buying your first brand new car.  Maintaining a good credit score doesn’t have to be harder than next Tuesday’s cumulative Calc exam, though– here are five simple steps to stay on top of your financial game. Read More »

Designer duds – for fashionistas around the world, they are a must-have. But with the economy in the crapper and most of us on a college student or recent graduate budget, finding the cash flow for those lovely labels is a lot harder than drooling over them. However, it is possible to find designer apparel and accessories at very discounted prices without having to elbow some other fashionista in the aisle at TJ Maxx, Loehmann’s or Filene’s Basement.

Just hit the internet.

While the prices are oftentimes still much higher than those pieces you love grabbing at Target, Old Navy, Forever 21 or H&M, many of these items are much higher in quality and can be wardrobe staples for many years to come.

I am personally obsessed with designer denim, shoes and handbags. I don’t have the salary to allow me to buy whatever I want at their normal price and I don’t own a credit card (for good reason – it would’ve been maxed out ages ago), so I have to look for deals. Enter my saviors for retail therapy on a budget:

Overstock.com: This site is a gem! You may not always find exactly what you want, but you can find some great stuff here at even better prices. I got my bf 2 sweaters and a button down shirt that were each originally $75/piece, for $15 each! You can also find great home goods here for awesomely affordable prices.

Bluefly: While things here are oftentimes still pretty pricey, they do give a good percentage off, and I check here often because when they have sales, you can find phenomenal deals. Read More »

You know how we’re all poor college kids, yet we have so many “needs” that continue to rack up our credit card bills?  One of the best ways to start saving money is to simply re-evaluate your budget.  I know people who use budgeting software and balance their checkbooks religiously, but I am not one of those people.

First of all, it’s nearly impossible for me to predict how much income I’ll rake in in a given week.  Second, there’s no way I can simply skip my monthly Metrocard (or other necessity) because I miscalculated.  So I charge it.  And then I charge five energy drinks because the grocer only accepts credit for purchases of $10 or more.  But the reality is, if I quit energy drinks (over $2 a pop), I would save hundreds of dollars a year.  What are you wasting your money on?

1.  The Bar

In New York City, you’re going to pay at least $10 for a Long Island Iced Tea.  For $10, you can buy a jug of Carlo Rossi or an 18-pack of Natty Ice, and you can nix the tip.  Even at cheap college bars, you’re bound to pay a cover charge to enjoy Nickel Nite, and even though you’re basically drinking for free, you have to tip on every round.  Instead of having a big bar night this week, have a liquor potluck, and invite all of your friends to come over with that random bottle that’s been collecting dust for months.  You’ll get drunk without spending a dime, and won’t have to wait 20 minutes for an overwhelmed bartender to take your order.

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