Q: I hear college is the perfect time to get a credit card. Should I trade in my debit for credit?
A: NO. Okay, so maybe the prospect of a limitless spending spree “for emergencies only” is a good idea in theory, but it really isn’t that great. You gotta pay that shiz off sometime, and that “sometime” comes with a giant interest fee.
If the last time you opened up your checkbook to track your expenses was around the same time you s…
[College kids are notorious for being poor. And why shouldn't we be? We take out student loans to…