He Said/She Said: Independent Woman

independent-woman-copy1We are all about independent women around here, but after one writer asked if independence could be hindering her relationship status, we began to wonder. We know that men have very fragile egos that can be shattered faster than a shot glass in a garbage disposal (those suckers fit perfectly in there!) so it seems to make sense that strong, independent women scare the bejeezus out of them.

Could guys be shying away from us out of fear that we don’t need them?

In order to ease my mind, I thought I would get some answers directly from the source. The good news is: independence isn’t a total turn-off. The bad news: we’re going to have to come up with some better reasons why guys aren’t returning our phone calls. Read More »


Money Matters Lesson 5: Filling out Your W2

money-coins.jpg[College kids are notorious for being poor. And why shouldn’t we be? We take out student loans to pay for private universities, can barely balance a part-time job with our full-time courseload, and the only “balance” we’re familiar with refers to the number of points left on our dining hall cards. Oh, did I mention many of us tend to splurge every extra penny on PBR’s at the campus bar?

If you disagree with everything I just said, you probably don’t need this column. But if you’re nodding along because you’re officially an adult and still don’t know how to manage your money, then you might want to pay attention every week, because I’m going to (try to) get you through this, and make you a successful saver and a wise spender.]

Congratulations! You’ve got a job! You can start making money… and the government can start taking money from you!

On your first day at a new job, you’re going to get slapped with a stack of paperwork: company handbook, sexual harrassment awareness statement, and, of course, the W2 form. How many of you have snuck into the bathroom to call your parents and ask them WTF to write in this form? Yeah, me too. Here is everything you need to know:

The W2 determines how much money in taxes will be taken out of your paycheck. Typically, dependents have the most taken out, independents are somewhere in the middle, and people who have dependents have the least. Usually, college students are either “dependents” or sole “independents.” If your parents claim you as their dependent, they are basically telling the gov’t that they support you; therefore, the gov’t sees your wages as extra cash, and will take more money from you. If you are independent with no one to provide you, the tax form says (in layman’s terms) that you are responsible for living expenses (rent, utilities, tuition, etc), but don’t have to spend your money on anything else. Read More »