All I want to do right now is compose a love letter to Robert Downey Jr. Instead, I have to slaughter his new movie, Due Date, so that you lovely people don’t waste your money on it. But afterward, I fully plan on writing a Taylor Swift-esque ode to an aviator-clad Robert Downey Jr.

It’s lucky for me that the plot can be summed up in one sentence, because it makes my job oh-so-easy. Unfortunately, that’s not so lucky for the audience of this film. After an airport mishap, Peter (Downey Jr.) is forced to travel across the country with Ethan (Zach Galifianakis) in order to make it to LA in time for his child’s birth… and nothing funny ensues. It’s Planes, Trains, and Automobiles, minus the comedy.

I laughed out loud twice – seriously, twice – which is pretty bad for a movie that delivers one-liner after one-liner and unrealistic situation after unrealistic situation. There is a clever line or two in there, but not clever enough for me to remember what they are off the top of my head. People may say that I sound like a bitter film critic, but I’m talking about a movie that INTENTIONALLY parallels itself to Two and a Half Men. They had it coming, and they freaking knew it.

Robert Downey Jr. is the saving grace of this film. No, not Galifianakis who plays Ethan in a way that’s completely interchangeable with his character from The Hangover. If Downey Jr. had not been in this film, I can guarantee that I would have walked out within the first half hour (actually, I probably would have walked out anyway if I didn’t have a review to write…). He plays the straight man to Galifianakis’s outlandish aspiring-actor character very well. It also doesn’t hurt that he’s damn sexy when he gets angry. And in a suit. And in aviator sunglasses.

Jamie Foxx also makes a quick appearance, (I’m pretty sure I audibly sighed in relief), but unfortunately his role is small therefore he can’t help carry the film. There is a beautifully shot scene that takes place in the Grand Canyon, which doesn’t even feel like it belongs in this movie just because of how extraordinarily it is filmed.

I really wasn’t lying when I said that Due Date intentionally parallels itself to Two and a Half Men. I honestly laughed out loud more when I read that Speidi was bankrupt than when I was watching this movie. Seriously, if you want to laugh, do yourself a favor and just re-watch The Hangover on DVD instead.

Click here to get Meredith’s take on other new releases.

It’s easy to throw down your MasterCard and forget about how much your text books cost for the semester; it’s just as simple to open a tab at Happy Hour and let the Bud Light flow.  We all eventually realize, however, that college flies by in the blink of an eye, and before you know it, you’ll be on your own.

With the economy in peril, now is an especially good time to start keeping an eye on your credit score so you don’t find yourself denied when you try to open new bank accounts, get a new apartment, condo, or house, or reward yourself for landing your dream job by buying your first brand new car.  Maintaining a good credit score doesn’t have to be harder than next Tuesday’s cumulative Calc exam, though– here are five simple steps to stay on top of your financial game.

1.  Get a credit card.

This might seem like a no-brainer, but I know a lot of people who are adamantly opposed to credit cards.  How they live without them, I don’t know. Personally, I am always prepared to whip one out in case of an emergency (like when my gas tank is below empty and I try my luck at the commuter lot at school).  Hey, if you can get by without a credit card, you win my admiration, but you can’t build credit if you never have any to begin with.  Get a credit card, and charge a couple small things each month- paying your bill in its entirety will show how well you handle your money.

2.  Put your name on the bills.

It’s a luxury to have parents who help you out in college.  However, if the ‘rents pay your cell phone bill, sign for your campus housing, or let you drive their car around for four years of higher education, you won’t have very strong credit references when it’s time to get out on your own.  Many apartment complexes want to see that you’ve been a good, rent-paying tenant in the past, for example.  If you only have your parents’ credit to go by, they might have to co-sign for you as gauranteurs, which still doesn’t necessarily prove how responsible you are when it comes to managing bills and paying off debts.  Even if you start small, like keeping a cell phone plan in your name, you’ll be off to a good start.

3.  Pay what you can..and pay on time.

Not paying your CC bill will result in a hefty fine, as will paying your rent or other bills by the due date.  If you find yourself struggling at the end of the month, prioritize your debts.  Pay the car payment in its entirety, and send American Express the $20 minimum payment.  Don’t squeak by with small payments every month, though – as far as credit cards go, your score is measured in a ratio of debt vs. available funds.  Paying the min will result in a finance charge, which could make your balance stagnant (providing you aren’t spending more each month).  So if your credit card limit is $5,000, and your balance has been a steady $4,500 for the past few months, your score will take a hit.

4.  Keep old accounts open.

Remember the time you signed up for a card because you wanted a free T-shirt, and then realized you didn’t need a third credit card? Keeping that account open will actually look good on your credit report.  If you don’t have to pay a fee to keep it, it won’t hurt anyway.  However, if you continually max out your cards, transfer your funds to a new card, and close the first account, your spending will look sporadic and unorganized.  Really, you can avoid this altogether by finding one or two really good credit card deals that you can use for years, but if you’ve paid off your debts on one card and really want the Delta Skymiles Platinum so you can earn enough rewards to fly to Hawaii this summer, there’s no reason to reach for the scissors just yet.

5. Keep an eye on your credit score.

This way, there won’t be any surprises.  If you see your score start to slip, you’ll be aware and can re-anaylze your spending and try to get those numbers back into good standing.  You’ll also be able to monitor your activity and prevent fraud, identity theft, or unwarranted charges.  Check out FreeCreditReport.com or speak to a financial expert to figure out where you stand right now.

Getting into these simple habits won’t just help you establish a good credit report while you’re still young, but you’ll start to develop healthier spending habits to keep your credit shining as you begin your real adult life of mortgages, car payments, and starting a family. Really, these things should come naturally, but are overlooked by millions of people, young and old, across the country.

And hey, it’s quicker than checking a Facebook minifeed, so what are you waiting for? Fill out your first credit card application, check your payment due dates, and try to get an idea of where you stand in the realm of debt and credit.

College cards are often a necessity (ranking right up there with tequila shots and coffee) during your four years, unless you have a big fat trust fund or a wealthy eccentric uncle. A multitude of costly expenses fall outside your tuition bill. Some are necessary, like food, books and transportation, while others are luxuries, like clothes, alcohol, trips and concerts. Here are some tips to avoid the debt trap that so many students fall into.

Compare offers

Be as choosy with what you put in your wallet as you are about which boys you let sleep in your bed (Editor’s Note: When alcohol isn’t involved). There are tons of credit card offers out there – don’t just take the first one you stumble upon.

Do your research: check out the finance charge, annual fee, cash advance fees and late payment fees. The finance charge can be as high as 25 percent on the unpaid part of your bill, and the annual fee can suck up a hundred bucks each year. For cash advances, most cards charge a scary amount and high interest. Read the fine print, and look at what a late payment can do to your rate (hint: just one late payment increases your interest rate). Try sites like credit.com or bankrate.com) to compare cards and score the best deal.

Screw the free-t-shirt

Forget the free-t-shirt/ water bottle/ random-crappy-thing-that-you’ll-never-use-again. Don’t apply just to score free gear. With every application, an inquiry is made into your credit history. This can pull down your credit quicker than a drunken frat guy drops his pants (or yours). Push through the crowd of over-eager credit card pushers – its okay to say no.

Timeliness is next to Godliness

The due date for payment is not a ‘suggestion’. Be religious about your payments and mark them in your planner, iCal, e-mail calendar or PDA. Use programs like Mint.com to keep all your spending and bills in one easy to access dashboard. Mint sends helpful reminders when bills are due and keeps track of your balances. Set up online payment for easy access, and do your best to make timely payments.

Do the math

If you’re spending $600 a month, and your income is damn near zero, you’re heading for debt disaster. Work out a budget and determine how much you can really afford to spend each month. Evaluate where your yet-to-be-earned dollars are actually going – is it beer, books or boots? Try and separate your needs from your wants: eating is a need, new going-out pants is not. Even cutting out one bar visit a month – I know, how very tragic – will bring down your bottom line. As boring as budgeting may be, it will help you understand where your money is going and where you need to cut back.

Look at the alternatives

If you’re spending like a wild woman, but not pulling in any actual income, its time to consider the alternatives. At the risk of sounding like your fiscally focused father, it might be time to get a job. If you’re not currently working, consider slinging plates of food at the local diner to fund your living expenses. (Please avoid the pole.) While you might have to defer to the plastic occasionally, a paycheck can take a big bite out of your monthly bill.

Be future-focused

Sure, skipping payments for a few months might not seem like a big deal now, but it will bite you in your metaphorical ass later. When you get out of school, virtually every potential employer will be eyeing your credit report right along with your resume. A shady credit history will turn off employers and prevent you from getting that dream job. Just like you want to woo that fine-looking boy with a swimmer’s build in your economics class, you should want to woo future employers as well. (And the benefits will last much longer than a hook-up with swimmer boy). To boot, applying for an apartment or financing a car will be hindered by your crappy credit – and who wants to live in a cardboard box under the freeway? These negative marks will stay on your credit report for a whopping seven years. So, you’ll be missing out on great opportunities long after you’ve worn out the soles on those Visa-funded gladiator sandals.

Two-thirds of college students have at least one credit card, and 55 percent of students received their first card during their freshman year of college, according the Institute for Higher Education. Of those college students with credit cards, 20 percent have four or more. While carrying a card can seem inevitable to get by during your four years, making irresponsible decisions and building hefty debt isn’t. Be smart and don’t make decisions you’ll regret later.

Bad credit stays with you a lot longer than a jagermeister hangover. And feels a whole lot worse.