[I’ll be the first to admit that I’m not the epitome of prim and proper- heck, who really is nowadays? But looking around at the misguided youths of today *ahem drinking buddies*, I’m starting to think that Miss Manners might have been onto something.

While you may never need to know how to greet a duke or how to tell which fork is REALLY the oyster fork, knowing how to deal with people whom owe you money, how much to tip, and how to address the ever annoying licorice-in-teeth conundrum without being rude might actually come in handy in the real world. I'm not trying to be your mother - oh goodness, no - I'm just here to help you out of those little etiquette dilemmas. So here goes: a quick lesson in etiquette. The sh*t you might actually need to know.]

I know that times are tough. The economy is in the dumper and our wallets are just getting emptier and emptier. These days it seems like I can’t turn a corner or walk into a bar without having to pay somebody something. Though I know it’s hard to choose between blowing your last dollars on another pitcher of beer or tipping the bartender, as a one-time waitress, I would never ever suggest skimping on tips. These service providers work hard (usually on a tiny salaries) and their paychecks rely heavily on your tips.

The other day, I was appalled when after ordering a heap-load of Chinese food, a “friend” of mine flicked the delivery guy a quarter and closed the door. A quarter. As in twenty-five cents. I literally had to chase down the guy and shove a few dollars at him. When I confronted her, she said she wasn’t sure how much to tip. I called bullsh*t, but it got me wondering if this is a real problem for a lot of people. So in case you were wondering, here is a tipping cheat sheet on who to tip and how much to tip them.

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You know how we’re all poor college kids, yet we have so many “needs” that continue to rack up our credit card bills?  One of the best ways to start saving money is to simply re-evaluate your budget.  I know people who use budgeting software and balance their checkbooks religiously, but I am not one of those people.

First of all, it’s nearly impossible for me to predict how much income I’ll rake in in a given week.  Second, there’s no way I can simply skip my monthly Metrocard (or other necessity) because I miscalculated.  So I charge it.  And then I charge five energy drinks because the grocer only accepts credit for purchases of $10 or more.  But the reality is, if I quit energy drinks (over $2 a pop), I would save hundreds of dollars a year.  What are you wasting your money on?

1.  The Bar

In New York City, you’re going to pay at least $10 for a Long Island Iced Tea.  For $10, you can buy a jug of Carlo Rossi or an 18-pack of Natty Ice, and you can nix the tip.  Even at cheap college bars, you’re bound to pay a cover charge to enjoy Nickel Nite, and even though you’re basically drinking for free, you have to tip on every round.  Instead of having a big bar night this week, have a liquor potluck, and invite all of your friends to come over with that random bottle that’s been collecting dust for months.  You’ll get drunk without spending a dime, and won’t have to wait 20 minutes for an overwhelmed bartender to take your order.

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