Life After College: Financial Woes

broke grad copy

Yeah, that's my life savings right there.

Because I’m making six pennies a year in my job after taxes, I follow a very strict budget that allows me to afford a moderate amount of food and a moderate amount of fun. There is no room for a savings plan in my budget so I just figured if I was extra careful nothing would ever go wrong.

Then last week everything went wrong.

I spilled sangria (or water according to the troubleshooting report I made to Apple) on my laptop, I dropped my straightener one time too many and it broke, and I found out my parent’s insurance company is onto me no longer being a student and has dropped me. For those of you non-accounting majors out there, that’s about 5 billion dollars worth of problems.

I had a minor panic attack. And by minor I mean I opened my window, stood on the ledge for a few moments, and thought about who I would haunt if I came back as a ghost. Then logic hit me and I realized that because I’m only one floor up I would just break a bunch of bones, sending me to the hospital and making my lack of insurance problem even worse.

So instead of jumping I thought of my other options. Luckily my grandparents who live in the city had a laptop I could borrow until I figured you out what to do about my laptop-turned-coaster. Unluckily it was designed for the partially blind. I’ve seen desktop computers more portable than this laptop. Hell, I’ve seen elephants smaller than this thing. The screen was about a football field long and the font was visible from space. This proved to be more than an inconvenience when I was blogging at WiFi cafes.  I was writing about STDs for one blog and let’s just say the employees at the cafe did not enjoy being able to read about gonorrhea while serving coffee. So not only did I have to blog from home all week, but I’m pretty sure I’m on a sex offender list now. Read More »

Life After College: I’m A Working Woman!

excited girl

I got a job!!!

All my tears, temper tantrums, panic attacks, stress-induced friend fights, and violent rages towards my parents turned out to be totally worth it. I’m on my way to getting a full time job. And by that I mean that I’m now working three freelance blogging jobs and making enough money to support myself for at least one to three months depending on how long I can sustain myself on a water and table scraps diet.

One blog is about the postgrad realty market, one is geared towards men’s humor, and the last is all about liberating and embracing a woman’s sexuality. So by the time I get done with a week of writing all three, I’ll be the only certified realtor that can make hilarious fart jokes while imparting the seriousness of bra burning. If that’s not a pick-up line in a bar, then cat’s got my tongue (I’m aiming to write for a blog entirely composed of idioms if anyone’s got a lead). Read More »

Duke It Out: Obama’s Healthcare Plan

obama health care

The week the White House launched a website called Reality Check, obviously aimed at the younger “internet set” to voice its side of the story on Obama’s healthcare reform and answer some of the questions that have arisen. This is one of those issues that I’ve heard about all. over. the place. But the sad truth is, I haven’t been listening much, and either have a lot of other people our age. It suddenly occurred to me that I have heard an awful lot about what our parents and grandparents think on the issue, but next to nothing on it from girls like me.

Are you all like me and just not paying attention, or is it just that we aren’t talking it out?

Well here’s your chance, ladies. If you don’t know what’s going on, it’s time to get informed. If you do, well, duke it out. I want to know what you all think.

But first, we all gotta know what’s up. If you’ve been a little lax in your news watching (like me) or if you just love legalese, here’s the official barackobama.com PDF on the healthcare reform plan. Now, if you weren’t patient enough to wade through all of that (because who is?), I’ve slogged through a lot of the recent news on both sides and here’s the gist: Read More »

Candy Dish: Pfizer Has Good News for the Jobless!

pfizerFree Viagra for all!

Are fanny packs back?

What’s the deal with BJs?

Kim Kardashian sees marriage in her future.

Celebrity Twitter overkill.

Miss California’s got Sarah Palin in her corner.

The Doctor is In (Take 2)

dr-lissaTalking sex with your doctor isn’t always easy. Whether you are afraid she or he will judge you,  you just don’t feel comfortable sharing the intimate details of your life between the sheets, or you can’t think straight with a speculum between your legs, many people get tight lipped in the doctor’s office. But that doesn’t mean you don’t have questions.

We took the embarrassment (and speculum!) factor out of the equation and asked you, the CollegeCandy readers, to submit the questions you had regarding STDs and sexual health to our new pal, OB/GYN Dr. Lissa Rankin. Check out the first batch of questions she answered and get the rest of the info below:

1. If you have a high risk strain of HPV and so does your current partner, will my chances of it progressing to cervical cancer increase if we do not use a condom, and just use birth control? I am positive he is also monogamous.

Bummer about the HPV, but rest assured, you’re so not alone. As many as 80% of sexually active young people will test positive for HPV, even in the absence of symptoms.  If you and your partner already have a high risk strain of HPV and you’re both completely monogamous, using a condom probably won’t help you unless there are other strains of HPV or other STDs that the two of you have not already transmitted to each other.  Whether or not your high risk HPV leads to precancerous changes of the cervix, or worse, cervical cancer, has much more to do with how well your immune system functions.  The best thing you can do to avoid cervical cancer once you have high risk HPV is to eat a whole foods, healthy diet, exercise regularly, get enough sleep, take a multivitamin, manage your stress in healthy ways, and generally take good care of your body – all things that strengthen your immune system.  If you have access to an integrative medicine physician or a naturopathic doctor, there are herbal formulas that can help your body naturally fight the HPV.  Read More »

Breast Reduction: Is it Right For You?

jordanpic.jpg[After my last article about my breast reduction, I got some great responses. If you ever have felt like your ta-tas have gotten in the way of a healthy lifestyle (difficulty exercising, self-esteem hang-ups, back problems), you should definitely consider a breast reduction surgery.

It’s not like a “before” and “after” picture. You don’t just walk into a surgeon’s office and - VOILA! - perfect boobs. Just getting to the actual surgery was a long process.]

I was a late bloomer and I can’t remember a time when I was ever “in-between.” During my sophomore year of high school, I suddenly went from not having to wear a bra to being one of the chestiest girls in my school. Might sound cool, right? Nah. I couldn’t play my favorite sports anymore, I never found tops that fit me properly and, oh yeah, have you ever met boys in high school? They’re not so subtle about pointing out your rack.

My parents and I discussed breast reduction in high school, but I wasn’t ready. Last year, I decided I was ready at age 19 and a sophomore in college. My breasts had gotten even larger after going on birth control and my spine felt like it was about to snap.

The “leg work” for the surgery was tough. I talked to my general practitioner and she agreed that it was a good idea. I got some great references through my doctor and my family’s doctor and eventually found a good surgeon. I went in for a consultation and connected fairly quickly with the plastic surgeon. He explained the procedure and the pros and cons. Read More »

They Say Your Twenties Are The Hardest…

Remember when we were in high school and our teachers and parents told us that we’d better get ready for the ‘real world’? Maybe you didn’t hear these words of advice (which always seemed more like a threat) as much as I did, but I know I wasn’t the only one out there being warned of how hard my twenties would be. Across the board, particularly from older friends, I kept hearing horror story after horror story about the ‘terrible 20’s’.

But you know what?  I disagree with those stories.

I think life is what you make it. I think that if you want to be happy, you will find a way to be happy. I think that if you’re meant to be in college, you will study hard and learn and enjoy it along the way.

I’m 24 and my twenties have been my favorite part of my life so far. Granted, I’m constantly trying to have the best time of my life, so I’ll probably be bouncing off the same sentiments when I’m 40, too…but what’s wrong with that? Read More »

Don’t Buck Starbucks

starbuxStarbucks has a pretty bad rap. Lately, there has been the news that the coffee giant is closing 600 stores. But even before Starbucks had these financial difficulties many people saw the chain as a sort of representation of all that was wrong with capitalism; it was the big, heartless chain store closing down locally-owned businesses.

Starbucks does make a point to open up stores next to already established mom and pop coffee shops and wants to be the exclusive coffee vendor in the area but according to Slate Magazine, Starbucks actually helps these locally-owned or small chain stores.

“Just over the five-year period from 2000 to 2005—long after Starbucks supposedly obliterated indie cafes—the number of mom and pops grew 40 percent, from 9,800 to nearly 14,000 coffeehouses”

Because Starbucks isn’t like a big box store that offers cheap products at cheap prices, it’s not really undermining the often more-affordable local coffee shops. Indeed, Starbucks coffee is notoriously expensive (A recent survey says that 76% of Americans think it’s too expensive), but people choosing to spend more for their caffeine fix at the local ‘Bux is not hurting the cheaper, local shops.

I was listening to NPR the other day and they mentioned something called the “Latte Factor”, which is basically taking all the money that you would spend on coffee and similar “unnecessary” things and spending it more wisely, or investing it. It makes sense; the math they did indicates that if you buy one coffee a day (which is a tad unrealistic) then you spend around $1500 a year supporting your coffee habit. That’s $1500 dollars that I could be putting towards my credit card debt or investing so I can have money to put a down payment on a house. Or so they said. Read More »

The Ivy League Doesn’t Teach Everything

groupshot.jpgA common complaint about the Ivy League gang is that we lead very sheltered lives. People on the outside imagine our lives to be one long champagne-soaked yacht ride, a life where all of our wants and needs are taken care of and mummy and daddy’s charge card is always on hand.

In reality, though, more than half of Princeton’s student body is on financial aid, and a very large percentage of that is on nearly 100% financial aid. In addition to that, students spend a lot of time in the summer traveling to developing countries, doing community service in struggling neighborhoods, and generally getting their hands dirty. And yet, the myth persists…and for good reason.

There are a lot of different ways people can be “sheltered.” Ivy Leaguers may not all be rolling in wealth, but they still have an embarrassing lack of practical knowledge across the board. Because most of us spent our young lives with our noses stuck in books or playing some sport obsessively, we don’t really know how to, well, get along in the real world. Read More »

Girls Denied Insurance Because of Online Revelations

23521300.jpgEvery college girl has been alerted to the fact that they should detag incriminating pictures or take down inappropriate quotes from online profiles because it could harm the status of a future internship, job, or even college application. That’s all common sense at this point.

But now, common problems for young females such as eating disorders are being used as evidence by an insurance company to not insure them. An article in the New Jersey Law Journal details this surprising case.

Apparently certain girls were denied health insurance by Horizon Blue Cross Blue Shield because of online writings and posts pointing to “emotional” causes of disorders such as bulimia and anorexia. Why would this matter whether it was emotionally or biologically based? Here’s the catch:

The insurer is only required to pay for illnesses that are biologically based, so they are attempting to prove through facebook, myspace, etc. that the reasons behind them are purely emotional.

The article goes on to say that, “Judge Patty Shwartz ordered the plaintiffs to turn over by Jan. 15 the children’s e-mails, diaries and other writings about their “eating disorders or manifestations/symptoms thereof, and related health conditions” that had been “shared with others, including entries on Web sites such as ‘Facebook’ or ‘MySpace.’” Read More »