What’s a striving- to- have- more- money- 20- something to do? I brainstormed – in my desperate need to scrounge up some extra cash – ways in which you can get creative, have some fun and throw somethin’ extra into that piggy bank.

Turn your hobby into some cash. Do you enjoy making scrapbooks, knitting, creating playlists or setting up peoples’ iPods for them with the latest tunes? If so, take your hobby and make it into something profitable. Put out flyers in your neighborhood, an ad in the local paper, send out a mass email or even create a standard template website and let people know you’re open for business!

Sell some old clothes. Those prom dresses have sat in your closet since high school and, let’s face it, you’re not going to be wearing them anytime soon. Go to a consignment shop, take out an ad in the paper or swing by a local beauty pageant (I swear they’re around and the ladies will bite for those gowns). With, say, 50 bucks a dress, you could walk out of there with a couple hundred dollars!

Use those skills. Did you know that you only need 2 years of college to substitute teach? Not only that, but summer schools are desperate for teachers AND you can make around $100 a day (and for summer school, that’s like $20 an hour = not bad!). Or, do some tutoring. You can make up to $60 an hour tutoring, depending on your education level and experience. And most of that money is straight cash, baby!

Change it up. What do you do with your spare change? Get an empty water cooler bottle and leave it by your front door. Every day when you come in, dump the spare change from your pockets, car, purse, etc. At the end of every month, count it up; you’d be surprised at how much you accumulate. My boyfriend and I counted his lose change this weekend and guess how much we got? $270!!!!

Purge your stuff. Have a tag sale. Get rid of some of those old clothes, books, etc., that are sitting in your room collecting dust. One woman’s trash, is another woman’s treasure!

Yard Work. Are you immune to poison ivy and your neighbors are not? Offer to do some weeding and gardening for them for a bargain price! Not only will they appreciate the help, but they’ll be so stoked about not getting the itchiesthat they may even through in some bonus cash (or at least some ice cold lemonade)!

Babysit. Parents have the hardest time finding care for their kids during the summer months. If you’re kid friendly, offer to be a nanny a few days a week – or even one or two nights, so the parentals can get some romantical time.

Move your cash. Whatever money you do have lying around needs to have a home. Is your bank account getting the best interest rate? If not, move banks and, most times, you can get some bonus money (some banks will give you up to $200 for moving to them!) when you sign up. Cha ching!

Ebay-it. If you don’t feel like garage sale-ing it, take some pics of your stuff and throw it on eBay. Who knows how much you could make on such a heavy shopped site.

Have any more tips on how to make some dough? Spill it CC-ers – we oughta know!

(Photo courtesy of CCWS Medical)

It’s summer time! While I’d rather be sipping on bottomless pitchers of daiquiris and taking naps by the lake, I’ll spend most of my time working and taking a summer class. While summers aren’t as carefree as the ones of our youth, the next three months can still be fun as the glory days of summers past. Here are a few ideas for a thrill-a-minute summer you won’t soon forget.

1. Go On A Roadtrip

Three guys just earned a spot in the Guiness Book of Records for driving through the 48 contiguous states in just over 106 hours. Seeing the country while hopped up on Red Bull may not be your thing, but road trips are a cheap way to vacation and see some of America’s great wonders and roadside oddities.

2.Learn Something New

You don’t have to take a summer class to keep your brain sharp. Whether it’s making a t-shirt quilt, finally tackling Sudoku or picking up some conversational Italian, find something you’re interested in and give it a shot. After 12 weeks of practice your new hobby may turn into a passion! Nervous? You don’t have to go it alone. Wrangle up some friends to join in on the fun.

3. Regress

When was the last time you broke out the sidewalk chalk or the Skip-It? I’ve got news for you; those childhood games and toys are just as fun as they were 10 or 15 years ago. Invest in a bubble wand, or organize a game of Ghost in the Graveyard and go to town. Need some encouragement? Join a dodgeball or kickball league in your town!

My “learn something new” hobby is learning how to play harmonica. If you want to get a band together or if you have some surefire ways to have a laid-back summer, leave me a comment or two.