It should be no surprise to my fellow college students that I’m broke. We all are. So it’s also no surprise that my boyfriend is too. But sometimes this little fact of life can get in the way of our relationship. It’s hard to have spectacular dates when your electric bill is past due, and you can’t really expect fancy anniversary presents when you’re digging into the couch cushions for gas money.

Sometimes this can get a bit stressful. No one likes the feeling of being in debt, it’s emotional, so naturally when the subject of money comes up in a relationship, it’s bound to start some fights. Matt and I have gotten into plenty and it’s mostly because he gets about 4 times the amount of financial aid that I do. How is it fair that we split things evenly if he’s got more to spend than me? And if he’s got more, why isn’t he offering to do more?

And so the fight begins.

The best thing that I’ve learned from those types of fights is that you should sit down, actually talk about your finances and try to find a balance. For me it was accepting the fact that I just don’t have as much money for Matt, and he agreed to divide up the expenses accordingly. I always hated asking Matt for money and it’s much easier now that we’ve sorted everything out and have an understanding. Read More »

Let’s face it, the economy sucks right now. Not all of us can afford the things we want, and many of us are scraping by to make ends meet with the looming doom of student loans on our backs. It seems like the recession isn’t just some news-media craze, it is prodding its way into everything these days – even relationships!

Although talk of the economy seems to be everywhere, not everyone realizes the impact that it can have on relationships. Imagine your significant other having no worries because his parents dish out money at the drop of a hat (and then some), while you are fretting about next semester’s tuition. He may not understand the stress or the frustration because his financial situation (thanks to Mom & Dad) hasn’t changed like yours, and that in itself can complicate things.

Here’s some ways to keep money out of the picture in this economy:

1) Don’t make money an issue (or at least a big one) – This is very important! You are dating him because you like him, and whether or not you have money or you are having a hard time financially, it should not be a main staple in your relationship.

2) Communication – Be honest with him. If you think he bragging about his more fortunate life, tell him how it makes you feel. If you don’t feel right about going out to a fancy dinner that you can’t afford, tell him that. Although it’s important to not make money an issue (especially an underlying one in your relationship), it is important to talk about your worries.

3) Do not play the victim card – Even if you are having a hard time, it’s not right to throw your financial problems on someone else and expect him to pay for everything.

4) Gifts are nice – Presents and gifts are nice, but they aren’t required in a relationship. If your man tries to buy you nice things constantly, tell him that money can’t buy your love and let him know that you appreciate it, but you don’t expect it. And most of all, don’t forget to say thank you. Read More »