This week I was perusing USA Today (trying to find the crossword puzzle) and stumbled upon an article that struck me as, frankly, a bit terrifying. The article screamed HUGE DEBT, NO SAVINGS in my face, warning all of us in “Gen-Y” (that group of seventeen – twenty-somethings) that we’re the only generation unlikely to out-succeed our parents financially. Harrowing stuff, especially since we seem to be in a generation of “buy now, pay later.” And when we do buy,  we want the newest and shiniest and don’t settle for less than designer brands…. Not exactly recession-friendly behavior.

The article had me thinking about my own spending habits and the habits of my peers. I certainly have gotten my act together over the past year but still struggle with the little things. I write checks and forget about them until they hit my account. I have days where I spend ten dollars on Starbucks. And then other days when I spend $20. I went through a period where I didn’t pay off my credit card balance every month (never. again.). We all struggle with the economy and our own personal finances. Here are the top 10 ways to be a savvy spender and super recessionista. Read More »

Happy New Year!

Can you believe it’s 2010? Where did the year go? Where did the decade go? Hell, where did my sequin jacket go? And why did I think that chasing a Jager Bomb with a bottle of Andre was a good idea? Oh lord.

Right now it’s probably hard to think about anything but a greasy breakfast sandwich, a gallon of water and how you’re going to get that rando out of your bed, but it’s the first day of the new year and you know what that means: it’s massive hangover resolution time.

This week I asked the CollegeCandy writers to share their resolutions for the new year. Most of the girls are on their own with sticking to their list, but every month we’re going to check in with a few of them on their quest for self improvement. Will they stick to their resolutions and become the best they can be? I guess we’ll have to wait and see. I’ve already ruined my personal resolution of treating my body well (I’ve got a stack of pancakes and a giant latte sitting next to me at the moment), so I just hope they fare better than me.

Arielle – Quinnipiac University: Stop going on Facebook and the internet, and read some books instead!

Nina – Michigan State University: I am going to stop watching brain-suckers like Keeping Up With the Kardashians and watch more health and knowledge related shows. Maybe.

Brithny – Duke:  To fit into my skinny jeans without having to do the after-laundry lunges. You know the ones I’m talking about.

Meg – University of Delaware: cut down my severe caffiene addiction

Anna R – Northeastern University: To finish paying off my credit card debt and save at least $1000 next semester… Somehow I’m hoping I will achieve this while doing an unpaid internship in NYC.

Kim – Stanford: To get a job in NYC and move there after graduation!

Jessica – Hofstra: Stop procrastinating, and start saving money by finding boys to buy my drinks at the bar!

Lauren – University of Michigan: To figure out the difference between need (healthy food) and want (Marc Jacobs handbags and vodka). Oh, and to stop convincing myself that my jeans from senior year of high school still fit. If I can’t breathe, they do not fit. It’s that simple.

Charlsie – Hollins University: To stop reading Perez Hilton. He spreads negativity around and I’m sick of participating in it.

Jackelyn – San Francisco State University: To go for what I want. There’s no better time than today to get things done!

Sarabeth – University of Texas: To legitimately work out this year, no more of this “walking to class counts” crap.

Noa – CU Boulder: To learn how to make Thai food. I swear I spend half of my money on Pad See Ew.

Zahra – Northwestern University: To choose one or two resolutions and stick to them! I always end up with, like, ten. I’m still not sure what the actual resolutions will be but, hey, it’s a start!

Caitlin – University of Alabama: To stop letting people take me for granted! I deserve some thanks for all of the things I do dammit.

Emmy- Loyola University Chicago: To focus on academics and own all my classes next semester.

Erica – Kent State University: To be a better friend. And to find shoes like this.

Ricki – University of Michigan: I will stop buying so much overpriced coffee and learn to make it myself. I will also not count coffee on my parents credit card as “me not paying” because I am actually just fooling myself.

What do you want to do better this year?