It’s May 26 and I officially have less than three weeks left in my college career. Most of you are already out of school (how’s that going by the way?), but I have twenty more days left. That means twenty more days to stress about my unplanned future before graduation day.

Like many of you recent grads or soon to be college grads, I do not have a job lined up. In this economy jobs aren’t as flourishing as Lindsay Lohan’s alcohol problem and therefore neither is a recent grad’s income. A lack of income can present a problem when your funds have to be spent on rent and insurance rather than Natty Light and late night fast food. I am included in this fund-deficient category. Sure, I have some cashmonay saved up… but not enough to sustain three months worth of rent in New York City.

So after some debate and inner turmoil, I have decided to move back in with my parents. This is a desperate act and the last option I wanted to choose, but with no job and no income, it wasn’t a choice at all. So back to Mom and Dad’s I go.

It’s going to be a major transition, yes, and probably not the most exciting prospect after having total freedom for 4 years, but maybe it’s not the worst thing, either. I mean, at least you know the bathroom floors are clean, right? Read More »

I don’t know about every other college out there, but here at UT it’s time for people to start planning their living arrangements for the fall. Some people greet this time with the panic of trying to find a decent place to live that isn’t a ga-billion dollars, while others are excited for their first apartment with their best friends (no matter how much it costs). However, for those who’ve been in a relationship for quite a while, this time might be a time to take a big step forward and ask “what if I just lived with my boyfriend?”

As most of you know, this is the route I took. I went from dorm rooms my freshman and sophomore years to living with Matt now in my junior year. It’s been quite a trip and I definitely have some things to share about living with your significant other. Before you take the plunge, it’s good to know what you’re getting yourself into. Allow me to help.

First of all, let me say that I absolutely love living with Matt. I love waking up next to him, even if he has stinky morning breath. (I’ll admit, my morning breath is actually in all likelihood worse than his). That being said, let’s walk through the ups and the downs of cohabitation: Read More »

"I'm smiling but if she doesn't take out the garbage soon I'm going to punch her in the face."

Did you ever wake up, peer out groggily from under the sheets at your roommate who is still passed out in her bed across the room, and wonder why the eff you two are living together? Sure, it seemed like a good idea last year when you perused flea markets for cheap futons together. It even seemed to still make sense just a month ago when you were first getting used to each others’ loveable quirks. But then one day, it just hits you, like a shot of tequila.

Who is this girl that you thought you knew?
Why does she do that weird sh*t all the time?
Most importantly, how are you going to survive the year without completely snapping and throwing a beer can at her head?

I really hope none of you are going through this, but if you are, I can relate. As I type this, I am being serenaded by Lauren, my cute-as-a-teacup friend and roommate. I’m not sure what song it is, but I’m fairly certain it’s from the musical, Rent (I loathe musicals). She has a lovely voice, and who doesn’t enjoy the occasional serenade, right? Well, it happens to me probably three to five times a day on average, and it’s ALWAYS when I’m trying to actually accomplish something school-related. I don’t know why she can’t sing at me when I’m procrastinating, painting my nails, watching It’s Always Sunny in Philadelphia online, or just sitting around, which, realistically, is 75% of the time. Why is it always when I’m busy? Read More »

Every once in a while I’m faced with making a big adult decision with huge consequences. I’m at the point where I’m spending my own money and should technically be able to handle life on my own, yet that doesn’t mean I have any idea what I’m doing.

This past week I went apartment hunting (much more fun than job hunting, but slightly less fun than duck hunting) and I learned that Realtors are not only the most desperate/clingy people ever to walk this earth, but they’re also willing to take advantage of anyone who doesn’t know what’s going on.

And that someone was most definitely me.

I toured Manhattan with my Realtor and nodded my head to everything he said. I wanted him to think I knew what I was doing. I should have noticed that the more I said yes to his requests, the more he was taking advantage of me. By the time I got to the last apartment he had me convinced that it’s standard procedure for doormen to fondle me as I walked in to different apartments and that my rent was actually going to be 1.5 what they said because he got half of my rent check every month. Read More »

The only thing harder than saying goodbye to your roommate for the summer is packing up your dorm… and mopping all of the dried beer of the floor.  And scrubbing your desk where pizza sauce has been encrusted for months. And figuring out how to pack it all into your two-door.  Yeah, moving out sucks.  But moving IN with your parents again… well, let’s face it.  It rocks.

Here are my top ten faves about crashing with Mom and Dad for three months.  What are yours?

1.  You can live with your parents without looking like a deadbeat loser.

You have an excuse: You’re still in college and the dorms closed.  If you were 35 and working at the Venus Club and living with the ‘rents… you might belong on Jerry Springer.  But there’s nothing shameful about going back to your teenage years and living under their roof for one more summer.

2.  You’re a legal adult now.

Maybe your parents tried to force some strict rules on you in high school, and you vowed to move out asap.  But now, you’re an adult.  So even if they try to enforce a curfew, you at least have the “I’m a grown up” argument, which can be bolstered with “I just made Dean’s List,” or “In college, you aren’t keeping tabs on me and I made it home alive, didn’t I?” Plus, a lot of parents won’t even pick that fight, because they realize that you are an adult, you are a responsible collegiate, and they don’t want to know what happens on spring break. Read More »

It’s easy to throw down your MasterCard and forget about how much your text books cost for the semester; it’s just as simple to open a tab at Happy Hour and let the Bud Light flow.  We all eventually realize, however, that college flies by in the blink of an eye, and before you know it, you’ll be on your own.

With the economy in peril, now is an especially good time to start keeping an eye on your credit score so you don’t find yourself denied when you try to open new bank accounts, get a new apartment, condo, or house, or reward yourself for landing your dream job by buying your first brand new car.  Maintaining a good credit score doesn’t have to be harder than next Tuesday’s cumulative Calc exam, though– here are five simple steps to stay on top of your financial game. Read More »

You might think Small Claims Court is only for trashy folks on Judge Judy, but when you’re a college student with little power, it can be easy for someone to blindside you by taking advantage of you (and your finances) when you least suspect it. That actually happened to me, when I was subletting from a psychopath who decided to change the locks on me one day and keep my entire rent check (it was the first week of the month when I was forced out) and my security deposit.

If I thought I was shocked when I was suddenly barred from my own home, I was even more surprised when I learned the ropes of actually going to small claims court. Why does this lesson fit into Money Matters? Because you actually have to spend quite a bit of money if you want to get what is owed to you in the long run.

In order to file your claim, you will need any articles of evidence pertaining to your case. Any contracts, agreements, or legal statements should be compiled and photocopied. Then you will have to pay a fee just to have your case processed. For me, I had to pay to get several of my documents photocopied, and then cut a check for $100 to the court just to proceed. $100 when I was already out over a grand. Still, at that point, it had become a pride issue, and I wasn’t going to let this snake take advantage of one more poor, naive girl.

Depending on the rules of your particular state, you may also have to pay for an officer to personally deliver the small claims summons to the other party. The problem with that is that the officer can only try the house so many times before all of your paperwork is returned to you, with a stamp that reads “Undeliverable.” So I had to try again. After the second set of docs was returned, I found my villain’s work address (ironically, he was a bank teller) and the po-po brought his small claims summons to the bank where he worked. Read More »

So in the land of the rising sun, a woman was trapped in the closet. Oddly like R. Kelly. Since she was there for like a year, I imagine there were some moments not unlike those found in Mr. Kelly’s masterwork. What am I talking about?

Well for those of you who ignore the news clickers no doubt found to the side of your email logins, in Japan (aka: Weird Capital of the World) a homeless woman was caught living in a man’s closet. Not for like a week. Not a month. A year.

And the guy was living there. Not just in and out. He lived there.

Seriously, she was like his secret roommate. Like a mooching ninja. He wouldn’t have noticed anything if food didn’t start disappearing. How quiet was she if he never heard her? Or did he hear her and just assume it was just his neighbors making noise? You know, coming from the direction of his closet…In his apartment. Read More »

Life…for every one of us, it’s a puzzle made up of different pieces, different moments. As that famed song in Rent says, there are “five hundred twenty five thousand six hundred minutes” in every year that we live, so basically, that’s a whole lotta moments. For the most part it’s small, mundane moments; brushing our teeth, taking out the trash, traveling to and from work, school and other obligatory destinations. But, there are those few moments in our lives, both good and bad, that are truly life-defining and create us into the unique individuals we are.

A few of the good; getting accepted into and graduating from college, meeting our future spouse/partner, our wedding day and the birth of our children. And then the bad; our first heartbreak, parents’ divorces, our first experience of rejection from a college or job. There is, however, one inevitable part of life that we all must deal with at some point, and which I’ll venture out to say is the suckiest part of life; death. There is nothing quite like losing someone you love. It hits you at your very core, turns your world upside down, and makes life suddenly seem so REAL. For me, this jarring, life-changing moment happened just over a year ago when my dear grandmother lost her battle with ovarian cancer. Read More »

I want to return to the issues of studies and irksome classmates I raised earlier, but first, a reader brought up two important factors that can lead to depression: (a) going to the wrong school and (b) dealing with wacko roommates. (I wanna thank one of my readers for adding these dimensions to the present discussion about depression in college).

These two things – knowing that you’re going to the wrong school and dealing with wacko roomies – shouldn’t be taken lightly either. A few years ago, I had a friend who became deeply depressed after she moved into a dorm room with her then best friend. After a few months in college, her best friend became sullen, withdrawn, and passive aggressive.

To make matters worse, her roomie acted out in petty, cruel ways. At the time, my friend felt trapped, because of her contractual agreement with the school and had to wait it out. Things were so tough, she sought counseling, and was able to use that as a channel to relieve stress and anxiety about the situation. When you’re in a living situation that’s gone bad, and you’re either (a) stuck in some contractual deal with your university or (b) bound to a lease, those feelings of being totally out of control can become very overwhelming. I won’t even venture into the realm of “unsolicited invitations” in which you’re exposed to your roommate’s sexual indiscretions. (We’ll deal with that later). Read More »