Mother Earth Says: No balloons!

As 2009 winds down and 2010 looms ahead, we all begin thinking about the important things in life.  I think most of us can agree that at the top of our list would be one of the most important things of all – throwing an epic NYE bash!

As always, I will be the one to 1) ruin your fun by saying that your party is killing the earth and 2) make it even better by replacing your old faves with your soon-to-be new ones.  Here are some of the most crucial aspects to throwing an eco-friendly, yet equally bitchin’ New Year’s shindig.

1) Choose eco-friendly champagnes.  This article on TreeHugger.com has a great list of organic sparkling wines at all price ranges.   If you’re like me and still too poor to afford a bottle of anything over $7.99 then you can still opt for the favorites as long as they’re grown and bottled as close to you as possible.  For example, if you’re a California girl, such as myself, you have the pleasure of sippin’ on BevMo’s finest.  That’s right, I’m talking about Cook’s and Andre.  You’re welcome.

2)  Use real champagne glasses. I know you are all classy ladies out there, so kick the red cup habit and get something real stylish.  If you can’t afford the cost and the injuries that result from broken glass, opt for acrylic or plastic champagne flutes.  Just be sure to recollect them at the end of the night so you can use them for your party next year (or next week). Read More »

There are only a few weeks left of the Spring 2009 semester, so how are you going to spend your summer? If you’re like many poor students across the country, you’re going to waste at least the first month of summer vacay working (and sweating) your ass off in the grueling heat in order to pay off the debt you racked up this term.

This past weekend was the first summery weekend in New York (and the Tri-State area), and as I walked through Manhattan, giving my pasty arms their first taste of real sunshine in months, I was infinitely jealous of all of the people in shorts and flip flops sitting outside the restaurants and cafes, casually throwing back margaritas and nibbling on tapas. I immediately regretted all of the cabs I took this winter when it was too cold to walk a few blocks to the subway, splurging on expensive bar nights (and overpriced coat checks), and every other frivolous nickel I threw away, because this weekend, I could not afford a leisurely afternoon of day-drinking. I realized that if I could not afford this luxury, how would I afford a fantastic vacation this summer?

Well, it’s not too late to cut costs where it matters and save up the money to enjoy the weather this summer and make the most of your three months away from school. By cutting down on what you think are daily necessities, you’ll be surprised by how much you can save in a short period of time. Read More »

You know how we’re all poor college kids, yet we have so many “needs” that continue to rack up our credit card bills?  One of the best ways to start saving money is to simply re-evaluate your budget.  I know people who use budgeting software and balance their checkbooks religiously, but I am not one of those people.

First of all, it’s nearly impossible for me to predict how much income I’ll rake in in a given week.  Second, there’s no way I can simply skip my monthly Metrocard (or other necessity) because I miscalculated.  So I charge it.  And then I charge five energy drinks because the grocer only accepts credit for purchases of $10 or more.  But the reality is, if I quit energy drinks (over $2 a pop), I would save hundreds of dollars a year.  What are you wasting your money on?

1.  The Bar

In New York City, you’re going to pay at least $10 for a Long Island Iced Tea.  For $10, you can buy a jug of Carlo Rossi or an 18-pack of Natty Ice, and you can nix the tip.  Even at cheap college bars, you’re bound to pay a cover charge to enjoy Nickel Nite, and even though you’re basically drinking for free, you have to tip on every round.  Instead of having a big bar night this week, have a liquor potluck, and invite all of your friends to come over with that random bottle that’s been collecting dust for months.  You’ll get drunk without spending a dime, and won’t have to wait 20 minutes for an overwhelmed bartender to take your order.

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I’m sure we’ve all felt the effects of the current economic crisis; I know I have. Between my commute to work, the standard bills, and the want to have a normal life, my bank account is rarely flourishing with funds. More like, depleting drastically. People are losing jobs, industries are crumbling, and, lord knows, if you have any money in stock – well, let’s hope you have something extra stashed away beneath your mattress.

All that being said, life must go on, right?

So, how do we tighten the belt without living like a hermit? Here are some tips:

Budget: Set your spending limits on a weekly basis. And stick. to. it. Review your receipts at night to make sure you are staying on track, and be honest about what you are spending. This will keep your bank account in the green.

Save on Gas: Carpool with your friends or co-workers. If you need to do some errands, combine them all into one day, and make a route that will hit each stop, in one circle…versus going back and forth in all different directions.

If you live in a city, eliminate your cab usage. I know it is so much easier to hail a cab on those late, drunken evenings, but if you take some public transportation you’ll spend $2.00 versus $15. Or, trying hoofing it; you will burn those drinks away and have some extra wiggle room for a late night snack. Read More »

Have you heard? The economy is in a downward spiral! People are losing their homes, their jobs, and all of the money they’ve been saving forever! And here we are, a bunch of wide-eyed, “the world is our oyster” college kids who can’t wait to get out into the real world!

Oh yeah, and we are poor.

Between those student loans we are gonna have to pay back and the fact that we may not be able to get a job upon graduating, we gotta start eating canned goods saving now. So, how are our writers handling this economic situation (A.K.A. sh*tstorm)? Here are their tips for saving money and stretching a dollar. Read More »

I’ve simply never been the best with saving money. While I do always pay my bills on time and never go hungry, I am still fundamentally pretty hedonistic and tend to ‘blow’ any extra money I’ve got on anything shiny, fun, or alcoholic.

Nonetheless, I’ve learned to actually save money in recent years. I’ve learned that there are things I do WANT (that cater to my hedonism) that require saved money. So, I’ve cut back on some things that used to completely drain my wallet and saved more than you can imagine. Here are 5 tips if you’d like to do the same:

REPLACE YOUR ENERGY DRINKS WITH COFFEE. FROM HOME.

I have a serious caffeine addiction. It’s not cute; it’s tormenting. The worst part is that I truly do prefer a sugar free Red Bull to a cup of coffee. But I’ve learned to cut back. At $2-$3 a can, my energy drinks can be shelved for the most *crucial* of days…which is not, contrary to my previous beliefs, every single day of the week. Now I brew my own iced coffee every morning and use a box of splenda to get over my sugar fears. It absolutely does the trick and I’ve saved at least $45 a month doing this. Read More »

After growing up in a world where sins absolutely meant Hell and Jesus absolutely meant Heaven, I never want to use the word absolute again. Except to say that I was absolutely mistaken.

I was raised to believe that there was a god, one god, and that Jesus Christ was his son. I accepted him into my ‘heart’ and was baptized at an early age. Then I was taught that anyone who didn’t move forward with those two procedures was going to go to Hell; even if they were a good person. Oh, Hell. The fiery pit where bad people burn with the devil.

I once believed this place was real and I could quote scriptures from The Bible as my own little way of reassuring myself that I wasn’t gonna be one of those bad people going to that bad place. I prayed when things weren’t going my way and I prayed when things were going my way. Come to think of it, I spent more time chatting it up with God when I was young than I did my friends.

I knew nothing about earning money, but I knew you were a selfish person if you didn’t give at least 10% of your income to God and your church. I knew that Halloween was for Satan and witches, that Jewish people believed in the same God that I did but were still going to Hell, and that Pulp Fiction was a very, VERY demonic movie that I was never allowed to see.

When I entered adolescence, I started to embrace my Christianity in new ways. I listened to rock bands who screamed lyrics you couldn’t understand…but they were Christian, so it was okay. I wore punky clothes and was straight edge. A straight edge jerk, judging everyone I knew who did drugs or drank or — god forbid — had sex. Read More »