Money Matters: Smart Splurges in Celebration of Your Tax Refund

Overall, this is sad, but in a couple of weeks I’ll be getting nearly a G in tax returns.  Yeah, that’s a crapload of money.  But when I look back at all the hours I worked in 2008, it also makes me realize… I made jack sh*t.  Still, this hefty lump sum couldn’t come at a better time for me, as I’m watching my credit card debt grow, next month’s rent is looming on the horizon, and summer (aka a full-time waitressing gig) can’t come quick enough.

In reality, I’d love to take my refund check and spend it in one go at the mall, especially since warm weather means I have to chuck my so-worn-they-belong-in-the-What-Not-to-Wear-dumpster sweater boots, and I don’t have ANY cute flip flops to wear in their place.  But, since I’ve been struggling all winter, I am going to use this money wisely.  And by use “wisely,” I don’t necessarily mean put it back into the bank.  We all deserve to splurge every now and then, and here are some of the best guilty pleasures your tax refund can buy.

1.  Upgrade your phone.

Am I the only campus coed who has never known the joys of an iPhone or Blackberry?  I recently lost my cell in a drunken stupor, and, though I had been waiting for the summer to upgrade, I figured it’s now or never.  Best buy of my life.  I got a refurbished 16-gig iPhone for under $250.  And it’s not just a phone– I can check the weather without getting out of bed or waiting for Weather.com to load on my slow-ass computer, I can check my email for last minute class cancellations while on my way to a lecture, and once I figure out these apps, I’m pretty sure I can load a calorie counter onto my phone to use in the dining hall.  How did I live without this baby? Read More »