Some people cry with such ease. I am not one of those people. It takes a lot to make my eyes water (unless I’m on my period, then I tend to get emotional over the tiniest things). However, there are some things that can make even the coldest person cry. Even if your heart is made of stone, these five things are always going to be tearjerkers.

1. That scene in Titanic when the mom is reading to her kids as the boat sinks

She KNOWS the boat is sinking and that her family most likely won’t make it out alive, so she reads her kids to sleep so they can die in peace. OMG I’m about to cry right now.

2. Sad Animals

When those Sarah McLachlan commercials come on and I start seeing blind cats and dogs with no teeth, I turn into a mess and contemplate adopting every single one of those animals. Read More »

Obama has endured a ton of criticism in his presidency. His push for health care reform was socialist. His health care reform wasn’t socialist enough. He doesn’t know how to stand up to Republicans. He’s too passive. He’s trying to run our country into the ground by spending too much money. He’s not spending enough to assist the poor. He’s too soft on terrorism. Osama Bin Laden shouldn’t have been killed before having a trial. The list could go on, and on, and on. While I proudly voted for him in 2008, I will freely admit that I feel he’s dropped the ball on important issues. That said, today is his birthday, and I’d like to take a moment to point out some of the great things he has done in the last 2.5 years.

1. Fought for children to have access to their parents’ insurance plan until they’re 26.
This is near and very dear to my heart. I hadn’t been to a doctor in years. I made it through college with nothing more severe than a cold and a bruised ego from too many bad decisions. Naturally, 2.5 seconds after graduating, I got hit with a gnarly kidney infection. Pre-Obama, this would have meant that I was SOL because I was no longer a student. Luckily, that is no longer the case. Especially in this rough economic climate where millions and millions of people are unemployed or in jobs that offer no benefits, this is a great law that protects so many of us.

2. Cracked down on aggressive marketing of credit cards to college students.
We all know the danger of credit cards, but the lure of having hundreds (or thousands) of dollars at your immediate disposal can be great…but not if you lack the means to pay the bill every month. Credit card companies used to actively push credit cards onto students, who usually don’t have enough funds to be responsible credit card owners. So it was not uncommon to graduate college with thousands of dollars in credit debt in addition to student loan debt — making it easier for companies to justify raising interest rates (more debt = higher risk). Now anyone under 21 must have a co-signer and/or verification of independent income. Credit card debt can have a harrowing effect on one’s financial status for many, many years  and Obama’s emphasis on protecting college consumers is definitely admirable.
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Should racial tolerance classes be mandatory?

How students can donate to Japan’s relief efforts

Don’t rush to pay off your student loans

How to stay organized on your internship hunt

Private vs. public college…what’s better?

Kegs and eggs goes horribly wrong

After months of studying and working my post-grad ass off for the LSAT, I finally got my score. After weeks of waiting and anxious e-mail checking (I had to remove email messages from my Blackberry because every time my phone lit up or beeped, my heart would stop), the message letting me know whether or not I’d be able to apply to the schools I’m interested in or not appeared. As the message sat in my inbox, I took a deep breath to see the reality of what I’ve worked so hard for.

And instantly, I felt disappointed.  See, because I have student loans from undergrad, I am very cautious about paying for law school. In order to combat massive amounts of student loans, my goal was to go to law school with the bulk of my expenses paid for or a full-scholarship. Depending on what law school you want to go to, the option of a scholarship could be determined by one to two points. And unfortunately, where I want to be and the amount of money I want is not a reality right now. Talk about a cold hard slap in the face!

With months of dedicated LSAT studying behind me, I feel discouraged. If money wasn’t an issue, I would just dust myself off, suck it up, take the test again and not worry about the outcome or the prospective costs. However, money to pay for school is the end-all-be-all for me right now (you know, unless I win the lottery or the Publisher’s Clearing House comes to my place with a big check and balloons). It sucks, but hey, a girl has to look at the big picture and consider everything.

A lot of people feel the liberty to say “told you so” to me right now. However, feeling a setback from the score doesn’t surprise me like some may think. My goals and scholarship options were set very high. I went into this knowing the very specific set scores for different schools and what it would take to get the money I need. Trust me, it’s been on my mind for months.

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Student loans have turned me into a Grinch this Christmas.

Even though Christmas is on Saturday, I honestly couldn’t care less this year. With everyone around me so happy and festive, I feel like the odd-woman-out. However, I think I have a decent excuse. Instead of “Jingle Bell Rock” in my head and busy days spent shopping at the mall, I’m singing the Student Loan Blues while staring at my empty bank account.

Ugh. Student loans.

If you graduated last spring and have student loans, you probably feel the same way I do right now considering our loan repayment grace period is over: in over your head! Although I knew this reality was coming, I guess I never thought it would hit me this hard and scare me this much. And I’ll be the first to say, I’m scared that these loans I had to take out to go to college will ruin the rest of my life.

Maybe I’m exaggerating a bit much, but right now, they certainly feel like they are taking hold of my entire life. In order to make payments so I’m in good standing with the lenders, I had to dish out the cash this month to get my payment record off to a good start. And boy, has it hurt. Christmas presents? Yeah … no one I know will be getting one from me. Not even the homemade variety. Will I be getting to see my boyfriend anytime soon? Nope, I don’t have the cash to pay for a plane ticket (ugh, another lovely benefit of being in a long-distance relationship). I can’t help but wonder “Will I ever have money again?”

Now, I probably sound like a Debbie downer, but it’s easy to feel downtrodden and stressed when it seems like you have a whole life ahead of you … centered around owing someone a ton of money. However, I do keep telling myself that one day my college degree will pay off … so maybe it wasn’t a terrible thing after all? Maybe?

This is where I keep my fingers crossed. Read More »

Post-grad life is a lot about taking two steps forward only to take a step back. Some days, you feel like you’re ahead of whatever curve you’ve set for yourself and then other days, you feel like you’re falling behind. Although you have a lot more freedom and responsibility than life as a college student, the constant evolution of figuring out what to do next and what’s right is never ending.

Example: Two months ago, I scored what I considered to be my dream internship. I was meeting and interviewing celebrities, hanging out at some of the fanciest Hollywood locations, rubbing shoulders with the rich and famous at LA parties, frequenting red carpet events, and finding out celebrity gossip before the masses. And now, well … I decided this isn’t for me. There I go again. Two steps forward, and now that I quit, I feel like I’m one step back again. When can a girl get ahead?

In college, I feel like everything was a constant one-up. You know, where you out-do yourself and then you’re like “Damn! Look at what I accomplished.” Post-grad is more of a sporadic line graph that goes all over the place, where you have highs and lows and they fluctuate more than Lady Gaga’s outfits. While I like to think that all of this yo-yoing will get me to where I want to be, it can feel a little frustrating. Read More »

Graduation feels like it was yesterday so I couldn’t believe my eyes when I received an e-mail from my alma mater’s class reporter. For the first time, the class reporter wasn’t requesting class donations (thank goodness – nothing makes me more irritated than being asked to donate a couple hundred bucks when I have a couple thousand bucks worth of student loans to think about). Instead, she was asking for the class of 2010’s first official alumnae updates for the next alumnae magazine!

Updates? UPDATES? We have been out of school for, what, a hot second and you want updates? About JOBS AND MARRIAGES?! Do people even get jobs married straight of college anymore? Seriously. It’s been 6 freaking months!

After going through the e-mail (and breathing into a brown paper bag), I couldn’t help but think of the classic 1997 girl-comedy, Romy and Michelle’s High School Reunion. Although the girls attend their 10 year high school reunion (not just send in an update), they go to any means necessary to appear fabulous and accomplished – even making up a story about inventing Post-Its. While Romy and Michelle didn’t have too much to show after ten years out of high school, they were determined to appear like they have made something of themselves – even though the majority of their classmates were just like them and had nothing to report back either. Read More »

I’m grateful of my parents for many things: bringing me into this world, my killer sense of humor, taking me to morning band practice in high school at 6a.m., etc. However, there is one thing that I’m grateful for that most people is crazy:

I thank my parents for making me pay for my own college education.

You’d think that any parent with the financial ability would just automatically pay for their child’s education. It’s their duty, right? Well, my parents decided to take a different route. They believe that paying for your own college forces you to do better. To them, if your parents are paying for your college, it doesn’t matter if you fail a class. Mommy and daddy can just pay for you to take it again. They believe that not only will I most likely do better, but that I will appreciate my education more if I pay for it myself.

What I love about this is that in my family, I’m treated like an adult. I may be the youngest of three and to my parents I will always be the baby, but they acknowledge the fact that they raised an independent and mature daughter. My parents were the complete opposite of helicopter parents. They gave me enough space to make my own mistakes, learn from them, and now I’m much more self reliant and stronger. To me, paying for my own college is my parents’ final lesson.

If I can do this, I’m ready for the real world. Read More »

If I had to come up with one thing I’ve learned since becoming a post-grad it would not be how to set a budget or how to meet people without classes or student groups. It would be that all those stereotypes about unemployed college graduates trying to find what they want to do next in life are wrong. Believe it or not, I don’t spend all day on the couch or in bed. I don’t go days without showering. And I’m not living in some cockroach infested apartment – although I feel like that will happen once I truly live on my own.

Unfortunately though, it’s pretty hard to convince the masses otherwise. Upon meeting someone for the first time, I feel like I always have to defend myself as a “post-grad” because the bulk of people I’m meeting are either unemployed and unmotivated, still in college, or are at least ten years older than me – and they have no clue. You would think that having some kind of detailed plan such as the LSAT and freelance writing to fall back on would help, but no – it just leaves people scratching their heads.

If they’re not scratching their heads, I get a lot of “You must miss college.” Uh, duh. Of course I miss a lot of things about college (there’s a reason people refer to it as the best time of their lives), but considering I have only been a “graduate” for the past few months, it’s not something I’m sulking over too much. And in all reality, I miss a lot of things a lot more than college — you know, things like not having to pay back student loans! Read More »

Whether you’re a first year student or heading back to campus for yet another year of academics and parties, there is indisputably one book you need to bring along with you: Debt-Free U: How I Paid for An Outstanding College Education Without Loans, Scholarships, or Mooching Off My Parents, by Zac Bissonnette.

I know what you’re thinking: Why would I want to read a book about paying for college when I’m already in college and I’m getting by with student loans/ my parents’ generously footing the bill /or a scholarship?

Well listen up, pretty lady – whatever your situation is you will absolutely get some insight about paying for college that will, without a doubt, help you make better decisions when it comes to financially making it through four years, as well as helping you protect your future post-grad life.

Throughout history, paying for college has been a major issue on everyone’s minds. But although it’s something everyone always seems to talk (and worry) about, it is one thing that usually gets pushed to the side in the application process. Students send their applications out, they get their acceptance letters back, and then – and only then – the question of paying for that highly accredited university to which they’ve been accepted pops up. But with the cost of a college education rising at a pace in polar opposition to our economy, financial disaster is almost inevitable.

Without a lot of financial planning, people turn to student loans, which, as any college student who has taken them out knows, are a major stress-factor that can impact the rest of your life. Not only do students feel like they have to take out more and more loans to supplement an income during college, they feel utterly lost, especially in a world where financial aid offices will tell you anything. In Debt-Free, Zac explains “The role of the financial aid office to make sure that the students the school has admitted are financially able to attend – through whatever means necessary.” Because colleges don’t work as financial advocates for students, more and more students are falling down the rabbit hole of student debt. However, consider Debt-Free as a personal guide that will walk you through all things financial in the college world, by whatever means necessary. Read More »