Don’t deny it; you know you have a closet full of free t-shirts you got when you signed up for a credit card on the way to a football game. Those damn banks and credit card companies have tents and tables all over campus luring you in with free sh*t if you sign up for one of their student-specific credit cards.

Free stuff and a new credit card? Hell yes! What’s the harm, right?

How about serious credit card debt (an average of $2,623 for college seniors nationwide)? Or serious credit issues – the kind that got us into this whole recession mess in the first place – after graduation?

We all know that credit card companies target college students because we don’t know how to handle our money, but it seems they aren’t the only ones profiting. According to the New York Times, our very own universities are selling our information to those guys! Instead of protecting us and our futures, our schools are handing us over to the sharks and promoting our potential to incur serious debt.

Shouldn’t universities – places of learning – teach us how to manage money instead of profiting from our lack of experience? Doesn’t working with credit card companies go against the role of a university in the first place?

What do you think?

[Photo courtesy of NYTimes.com]

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When I moved to college, the first thing I did after unpacking my shower caddy and twin extra long sheets was buy a parking spot. I had to have my car. Had to. It gets cold in Colorado, obviously, so walking all over campus in the winter was not an option. Plus, I got so used to having a car for errands, Costco runs, etc., that I just couldn’t bear to be without one.

I am sure most students feel the same way, especially since I can never find anywhere to park on campus these days. Ugh. Why do I even have a car if I can’t use it to drive to class?!

But I digress.

All of this campus street congestion that is no doubt a problem on college campuses nationwide has led many schools to start a revolution…with bikes.

The University of New England is one of a few schools (that will soon be many) that is offering free bikes to any student who leaves their car at home. Other schools are setting up bike share programs, which entice students to pedal around campus instead of hopping in the car. These schools are hoping that by giving students a real alternative, they will not feel the need to bring their car to campus.

And it looks like it’s all working – for more than just the parking sitch:

“We did it as a means of reducing the need for parking, but as we looked at it from the standpoint of fitness, health and sustainability, we realized we have the opportunity to create a change.”

The whole idea is really quite smart. By opting for a bike instead of a car you could help the environment, save money on parking (and parking tickets…), get healthy, and free up some of those parking spots for the rest of us reduce the number of cars clogging your campus streets. And all for free!

This looks like a total win/win.