Rihanna’s gonna tell her side of the story.

That’s a lot of meat.

Uh, WTF, Brad Pitt?!

If these wallets could talk, what would they say?

Mariah Carey’s high heels are dangerous!

We love Leighton Meester’s rock star side!

I first learned about Freitag, a Swiss company, and its products while flipping through a magazine during a flight. What kept me reading the whole article instead of turning up the volume on my headphones to whatever random movie was playing on that mini screen 10 rows up was how they made their products. This wasn’t just another ho-hum ad for a travel bag; Freitag was born from something bigger.

The idea came about when graphic designer brothers Markus and Daniel Freitag wanted a durable and waterproof messenger bag to carry their belongings in. They traveled by bike and when it rained, their designs would get ruined. They were inspired by the colorful trucks that would drive past their apartment, so they made the very first Freitag bag out of a truck tarpaulin with a used car seatbelt as the strap and an old bicycle inner tube as the edging.

And there it was: an awesome looking bag that was practical and eco-friendly. Read More »

I’ve mentioned this in recent posts, but I always use my summer vacation as a catalyst for next fall’s budget.  Many of you are saving money by living at home, or earning extra cash by taking on a summer job.  However, when the sun comes out, it’s a lot more tempting to go out and spend money.

You might have said “No” to 1/2 price happy hour during the winter, but now your friends can twist your arm to drink overpriced margaritas at a trendy beach bar.  Cutting costs doesn’t have to mean cutting down on fun, however, and if you play your cards right, you can have a kickass summer and barely spend a dime.

1.  Hang out at the lake.

Big beaches can actually cost a pretty penny, when you factor in overpriced parking costs, expensive surrounding restaurants, and the gas money if it’s a major tourist trap that seems worth a 2- to 3-hour drive.  You can still soak in the sun and go for a dip at your local lake.  If the lake is part of a community park, you might have to pay a couple dollars to park, but that money usually goes towards keeping the park clean.

2.  Go fruit picking.

Check out local farms and farmer’s markets and stock of on all the fresh produce that’s yours for the picking.  Whether you visit a strawberry patch, a blueberry field, or stock up on a harvest of tomatoes, you can spend a few therapeutic hours away from the commotion of our high-tech world, and maintain your bikini bod by eating healthy.  Then, go home and conjure up some gastronomic experiments, such as homemade caprese salad (tomatoes layered with fresh mozzarella and drizzled with balsamic vinegar) or a genuine strawberry daiquiri. Read More »

So it’s the season of love. Yay! Love! But now you’re down to the last minute and you don’t know what to get the special geek in your life. You know he’d love a new 42 inch Plasma, but your budget isn’t really there. That doesn’t mean he (or she) has to be stuck with the crappy card/teddy bear combo. There are plenty of great geek-friendly gifts out there that are cheap and special.

Here are a few ideas:

Handy?

If your Sig other is a tinker then a new Swiss army tool set could be just thing. I am constantly trying to find a screwdriver to take something apart. I imagine boys do it more often than me. This little beauty is small, it fits on your keychain and isn’t silly and bulky looking. Pair it with their favorite candy and your sweet smile for a great gift.

Retro Gamer?

Try some sw33t wall stickers! These decals will make any geek think of the hours they spent in front of a screen mashing buttons and killing enemes growing up. Plus they are really freaking sweet. Who hasn’t wanted to live in Mario land?

Something more Traditional?

Maybe you want something a little less unique and a little more mainstream. How about a wallet? It’s something they’ll use and yet still maintains that certain nerdy quality to it. Read More »

The holidays are here and chances are, you’re either done with your shopping and psyched about your fabulous gifts, or you haven’t even started and are dismayed by the prospects of yet another year of gift-card-swapping. On the other hand, free sh*t is just around the corner! Yay! Obviously, the holidays are all about passing gifts around. But which end is more fun to be on? Is it truly better to give than to receive?

Giving: Lets you show someone how much you care. When you find that one “perfect” gift for someone, you are ecstatic to see their reaction.

On the other hand, you then have to find the same perfect novelty for everyone else in your family or circle of friends, or else it might seem like you were playing favorites.

Receiving: Umm, hello? Free sh*t. Perfect opportunity to ask your parents for stuff you want but can’t afford on your own.

However, if you get a hand-knitted sweater from Nona with giant snowmen on the front, it’s not like you can return it, exactly. So you better perfect your gritted-teeth-smile and thank you. Read More »

[College kids are notorious for being poor. And why shouldn’t we be? We take out student loans to pay for private universities, can barely balance a part-time job with our full-time courseload, and the only “balance” we’re familiar with refers to the number of points left on our dining hall cards. Oh, did I mention many of us tend to splurge every extra penny on PBR’s at the campus bar?

If you disagree with everything I just said, you probably don’t need this column. But if you’re nodding along because you’re officially an adult and still don’t know how to manage your money, then you might want to pay attention every week, because I’m going to (try to) get you through this, and make you a successful saver and a wise spender.]

Ah, holiday season. It’s all fun and Fa-la-la-la-la… until your credit card gets declined while you’re buying a last minute gift for your mom, with only minutes to spare before gift-exchange time. It can be difficult to get through the holiday season, even before you factor in the shopping costs. Holiday parties with drink specials (rather than open bar, because your boss is also scrimping); buying silly trinkets for everyone on your floor; hell, even bulk greeting cards can burn a hole in your wallet. Here are some tips to enjoy the holidays, without worrying about money.

1. Gift-swap with your friends.

If they’re your real friends, you don’t need to show it by wrapping some expensive shizz up. Talk to your friends; if everyone else is strapped for cash, you can vote to do a “Secret Santa” and only buy one gift each, or even save your money and put what you would have spent on gifts towards one really fun girl’s night.

If you really want to wrap something up? Agree on a second-hand gift swap. If you bought a hot designer top, hoping it would motivate you to hit the treadmill (but to no avail), give it to your petite friend. Give another BFF that necklace she borrows every weekend anyway. If it really is the thought that counts, then giving up your own stuff to make someone happy can be more sentimental than a last-minute iTunes gift card. Read More »

[I used to think I knew everything...until I found myself stranded in the middle of adulthood with no map and no one to guide me when I got lost. I have learned a lot since then - from how to balance a checkbook to how to sew on a button - and will share my wisdom with you. Every Monday I will be back to teach you how to do something useful, even if it also happens to be completely random. Because, hey, you never know when you just might need to know how to change a tire...or mix a perfect martini.]

Fall Break may be over, but those few glorious weeks of winter vacation are so, so tantalizingly close. And while it’s nice to hang out with your family for a little while, let me guess—you want to get away. Far, far away. Preferably somewhere closer to the equator.

Am I right? Yeah, OK.

Even if a vacation isn’t in the cards right now, odds are you’ll be planning some kind of trip in the future. And at first doing all that planning by yourself (or even splitting it up with friends) can seem overwhelming. There are so many logistics to handle… booking, scheduling, packing, etc.

So why do it yourself? Let me help! Read More »

[College kids are notorious for being poor. And why shouldn’t we be? We take out student loans to pay for private universities, can barely balance a part-time job with our full-time courseload, and the only “balance” we’re familiar with refers to the number of points left on our dining hall cards. Oh, did I mention many of us tend to splurge every extra penny on PBR’s at the campus bar?

If you disagree with everything I just said, you probably don’t need this column. But if you’re nodding along because you’re officially an adult and still don’t know how to manage your money, then you might want to pay attention every week, because I’m going to (try to) get you through this, and make you a successful saver and a wise spender.]

Everytime you whip out the plastic at the grocery store, liquor store, or gas station, the cashier asks automatically, “Credit or Debit?” It’s a simple enough question, though to many, it may be redundant. I mean, who cares what type of card it is as long as it buys you a pack of smokes, a 30-pack, or a week’s worth of Ramen Noodles?

There are a lot of pros and cons to using both credit cards and debit cards, and many people adamantly side with one form of plastic or another, much like people adamantly side with either Obama or McCain. Personally, I’m a debit kind of girl. My brother, on the other hand, swears by credit. What gives?

A debit card is like your plastic checkbook. You might not need cash in your hand, but you need to have the funds in your bank account to make a purchase. A credit card, however, lets you splurge now and pay later– even in small monthly increments. In this case, the credit card may SEEM like it has its advantages, because you can pay for your spring break trip now, and spend the next three months waiting tables to pay for it. Read More »

Some call shopping a sport. And I agree. I mean, think about it. In order to get the job done right, one needs skill, technique, timing, and so much more. The only equipment you really need is a good, comfortable pair of shoes and a nice big purse (preferably with a fully-stuffed wallet and possibly a granola bar for some nourishment), and now there’s a new piece of equipment that’s going to make shopping a whole lot easier.

To get this new piece of shopping equipment, all you have to do is pull out your cell phone! No, not so you can chat it up with your friends as you bargain hunt, but so you can find the best deals on everything you’re shopping for. A new service called Pongr automatically tells you where you can get the best price on almost any item. Um, amazing?

According to the Pongr website, all you have to do is take a camera phone picture of the item you want (if it’s a book, CD, DVD, or video game) or type the UPC code or product description into a text message (if it’s clothing, shoes, electronics, or purses) and either e-mail your query to ping@pongr.com or text it to SHOPP. You’ll automatically get a text message back telling you where you can get the item for cheapest. If it’s online, you can purchase the item right from your phone and if it’s a brick and mortar store, Pongr will give you directions to the store. Read More »

Picture this: You’re thirty-five, and still paying for your Sophomore Spring Break to Cabo. It sounds crazy, but it’s a reality for many cash-strapped graduates who maxed out their cards during their college years. Most college students boast a wallet full of plastic, and will spend years paying off the balances.

College cards are often a necessity (ranking right up there with tequila shots and coffee) during your four years, unless you have a big fat trust fund or a wealthy eccentric uncle. A multitude of costly expenses fall outside your tuition bill. Some are necessary, like food, books and transportation, while others are luxuries, like clothes, alcohol, trips and concerts. Here are some tips to avoid the debt trap that so many students fall into.

Compare offers

Be as choosy with what you put in your wallet as you are about which boys you let sleep in your bed (Editor’s Note: When alcohol isn’t involved). There are tons of credit card offers out there – don’t just take the first one you stumble upon.

Do your research: check out the finance charge, annual fee, cash advance fees and late payment fees. The finance charge can be as high as 25 percent on the unpaid part of your bill, and the annual fee can suck up a hundred bucks each year. For cash advances, most cards charge a scary amount and high interest. Read the fine print, and look at what a late payment can do to your rate (hint: just one late payment increases your interest rate). Try sites like credit.com or bankrate.com) to compare cards and score the best deal.

Screw the free-t-shirt

Forget the free-t-shirt/ water bottle/ random-crappy-thing-that-you’ll-never-use-again. Don’t apply just to score free gear. With every application, an inquiry is made into your credit history. This can pull down your credit quicker than a drunken frat guy drops his pants (or yours). Push through the crowd of over-eager credit card pushers – its okay to say no. Read More »