Cocktail rings add elegance and glamour to any ensemble. Celebs like Catherine Heigl and Jamie Lynn Sigler rock them on the red carpet (above), but you don’t need a formal event to show off your bling. Cocktail rings can make a simple outfit, like a sweater with jeans and heels, pop as well.

According to WiseGeek.com, cocktail rings became popular during US prohibition. At cocktail parties, they flaunted the fact that women were drinking illegally (but fashionably). Prohibition is no longer in effect (thank GOD), but big, bold cocktail rings are still in style. And we are grateful.

For most rings, the bigger the stone the better. You want to draw attention to it! However, to keep it from looking ridiculous if you have small hands, search for rings that don’t extend any farther than the bottom of your knuckle. And while most people wear cocktail rings on their right ring finger, they look chic when worn on your index finger, too. Read More »

[College kids are notorious for being poor. And why shouldn’t we be? We take out student loans to pay for private universities, can barely balance a part-time job with our full-time courseload, and the only “balance” we’re familiar with refers to the number of points left on our dining hall cards. Oh, did I mention many of us tend to splurge every extra penny on PBR’s at the campus bar?

If you disagree with everything I just said, you probably don’t need this column. But if you’re nodding along because you’re officially an adult and still don’t know how to manage your money, then you might want to pay attention every week, because I’m going to (try to) get you through this, and make you a successful saver and a wise spender.]

Last week, I discussed the pros and cons of both credit and debit cards. One risk I run when using my credit card is letting my spending get a little out of control. When you rack up a hefty credit card bill, you essentially lose money, because with every month that goes by that you haven’t managed to clear the balance, the more fees get tacked on to your current statement.

As college students, large bills can easily get out of control, and I know I have often felt like I was drowning in bill payments. After all, most of us can’t work full-time or even well-paying jobs, and if we have a huge exam or a paper on the horizon, we may force ourselves to cut back our hours, and likewise, our weekly income.

If you have hundreds (or even– eek! thousands) of dollars in credit card bills looming over your head, sometimes a credit card balance transfer (to a zero interest card) is just what the doctor ordered. But is it worth it, and should you do it? Read More »