Top 5 Ways To Save Money Over The Summer

The thought of having to cut costs and save your money during the summer doesn’t quite sound as fun as you had hoped but one thing is for certain, by the end of the season when you’re gearing up to head back to school and things return to normal, your bank account and your wallets will be thanking you in the long run.

Being frugal during the summer months may not sound like a good time, but the reality is that during the summer, we’re actually more inclined to spend more money than any other season. Unlike during the holiday seasons, during the summer there are fewer sales, money-saving deals and opportunities to cut costs.

Between vacations, air conditioning and those hard-to-resist bottomless brunches, before you’re able to notice, your summer expenses rack up and your left pinching your coins together before Labor Day.

If you’re looking to save some money this summer and still have some fun in the sun, take a look at these five ways to cut costs.

1. Have A Staycation

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Having a staycation may not sound nearly as fun as that all-expenses-paid trip to the Bahamas, but a staycation is actually the perfect way to save money over the summer and still be able to relax. Often times what winds up happening is that most of us are looking to take a summer vacation away to recharge our batteries and relax, but what’s actually more efficient (and equally as peaceful), is staying at home and just taking care of ourselves.

By staying at home you’re not spending money on those pricey hotel and flight costs that are usually more expensive during the summer months. The biggest upside to taking a staycation is that you can genuinely make it whatever you want it to be whether you want to play tourist in your hometown, take in a few romance novels or have a full-on spa day in your house, a staycation is 100 percent customizable to what you want it to be and at a fraction of the price.


2. Cook More

During the summer, the thought of spending your days and nights slaving in a hot kitchen to eat is enough to have us bolting for the door and to the nearest take-out spot. And while it’s ever-so-tempting to want to go out and eat every night and hit up those weekly brunches with your girls, a good alternative that will save you some money is starting your own homemade brunch with your group of friends. Take turns hosting with your friends and choosing different themes every week. This will help cut those expensive bar and restaurant bills.

Another great way to save money is a good ol’ fashioned potluck dinner. Switch up the scenery and invite your friends to a park for the potluck. Have everyone bring their “summer specialty,” and before you know it, you’ll have a full course meal.


3. Enjoy Free Summer Activities

Let’s be real, having fun during the summer can get expensive, especially if you don’t know how to look for a good deal. Times have changed since the days of walking outside on the hot sand, chasing fireflies or staring at the stars at night was enough to keep us occupied. But there are actually so many ways to enjoy yourself during the summer without spending money. If you’re unsure of where to start, check out this list of 100 free summertime activities to give you ideas. Your bank account will thank you later.


4. Get Some Extra Padding

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Often times what happens when we create our yearly budgets is we plan and prioritize our bills, savings and spendable cash by month. However, if you’re looking to get a head start and potentially cut costs, a good practice to incorporate into your budgeting is to save for one-off expenses (summer vacations, home maintenance, holiday spending) — throughout the whole year. Factor those additional spending opportunities into your year-long budget.


5. Turn Down The Air Conditioning

Alright, we know that it’s hot as hell during the summer, and no one wants to sacrifice being a sweaty sticky hot mess just to save some money. However, because everyone knows that air-conditioning is such a pricey expense, being mindful of leaving the A/C off during the day, can help cut the massive cost of staying cool at least a little bit. Purchase a programmable device or smart plug to turn on the air conditioner from your phone while you’re on the way home, which means your house will be cool when you arrive and won’t be running when you’re not there.

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