Use the desktop or web version – far from all financial apps perform at max on mobile devices, so give preference to applications that have a high-quality version for a PC and export to CSV. Even if you don’t need it right now, it may come in handy later.

Add all your expenses immediately or at least at the end of the day – to simplify your life, use the functions of a check scanner or reading bank SMS.

Take baby steps – start spending with your main bank cards and cash. You should not immediately create millions of accounts in the system for each e-wallet and investment asset or put ten tags for each of your purchases.

Remember about security – on the one hand, keeping information about all your expenses and assets in one place is quite sensitive, so it would be good to protect it with a password from third parties.

Make the most of your free trial periods – compare different apps, figure out which one works best for you.

5 New Financial Apps in South Africa